I went about 2 weeks ago to try to finance a car. I have bad credit high income to debt ratio and on debt managment. It should take them that long to see if I can get financed right? I keep calling and leaving messages and they are not returning my calls. What is up with that? I have the car and I'am driving it, I haven't put it on my insurance because I'm not sure if the financing went through or not so what should I do?
How long should it take a dealer to finance you. I got the car 2 weeks ago and haven't heard of financingisdon
The first thing to do is get it on your insurance. After that, you can figure out the financing problem.
Reply:my friend had a credit score of mid 500 range and got approved in 3 days. I'm sure they will let you keep the car, because the dealership doesn't want it, trust me. They will do everything they can so they can make the deal. And you better put insurance on it, cause you are driving it! Imagine, God forbid if you were to hit some car by accident, you would be screwed beyond imagination without car insurance.
Good luck
Reply:Ummmm....have you tried going back to the dealership????? If you can't get in contact with anyone on the phone, the next logical step is to go TO THEM! I'm sure you know that you wont be leaving with the car since your credit is jacked up. Isn't that the real reason why you haven't gone back there yet? You're not fooling anyone.
Reply:sounds like thay are still working on it if you havent signed a contract and dont have it insured then it is still their baby enjoy the ride because when they contact you it will probably be for a completely different deal; than what you agreed too.
you are not committed no matter what they tell you unless you signes a rental form. (different than a spot delivery form)
Reply:Call them and tell them you are moving out of state in a couple of days, I promiss you that if they have not gotten you financed they will call you.
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