I have a discover card, and I had an 18 month period with no finance charges. My time is up and finance charges started this month. I was told by someone that if you call them and ask for an extended time with no finance charges they usually will because they don%26#039;t want you to transfer to another card. Has anyone ever done this? How do I go about it?
How to delay finance charges on a credit card?
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Reply:I tried it with a Citibank card, and it didn%26#039;t work. I ended up transferring the balance to a different card with 0%. Hope you have better luck with Discover. The funny thing was once I transferred the entire balance, Citibank sent me checks for a promotional 6 month transfer offer at 0.99%. They want to get you one way or another, and remember, you can only juggle for so long before you have to pay it back anyway.
Reply:http://creditcard.creditinspector.info has excellent info related to dealing with credit cards. Check it out!
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