I plan on putting $7,000 down to finance and I want to know how much my monthly payments will be.
How much will it cost to finance the Nissan Altima 2007?
$7000 is a good start. What you need to know is how much is going to the finance company, the rate your credit gets, and how long you finance for. The dealership will hope you finance for 5 years since they get 2% of the interest payed back. For Example, if you put $7000 down on the car, and after TTL, you finance $18000, given good credit, and you finance the loan for two years, your payment would be around $360 give or take. The Finance company will tell you the payments before you sign anything, but they%26#039;re not the ones who can help with what the payment is.....all they do is stretch the amount financed. If you%26#039;re trying to get a certain payment, your best bet is to start at arguing how much $$$ is going to the Finance company. Hope this helps!!
Reply:To figure out a payment is very easy math.
For every $10,000 you borrow expect to pay $200 a month.
So if you are financing $20,000 expect your payment to be around $400 a month. $15,000 would be $300 a month.
It%26#039;s not that tough.
Reply:need to know what your interest rate will be and then I can give you a pretty good idea of where you will be. If you get a crappy interest rate even with the 7k down your payments could climb up into the 5 to 6 hundreds a month. If you get a good interest rate and finance it for 3-5 years then your payment would be considerably lower. I would say around mid 3%26#039;s to 4 hundred a month.
Reply:The current rate offered by Nissan is 1% for a purchase and 3% if you lease.
Reply:need to know total cost and how many years and intrest rate.
floral
Monday, April 20, 2009
What is the best way to finance a motorcycle without having to purchase full coverage insurance.?
OK, here is my dilemma. I have excellent credit but most banks seem to have a set interest rate for personal loans around 15%. If I finance the bike with a motorcycle loan my payments will be less but I have to have full coverage on the bike which is about $280 more per month. I%26#039;m only looking to spend around 6K. Give me some ideas.
What is the best way to finance a motorcycle without having to purchase full coverage insurance.?
If you have other collateral, use that instead of the motorcycle. Otherwise your either going to have to pay for the insurance (which is a sound financial decision) or pay the higher interest rate. It makes more sense to take the lower rate and pay for the insurance.
Good luck
Reply:$280 a month for insurance on a motorcycle????????No way!!!!!!!!!!! Your post is non-sense.
Reply:There is NO best way...there is simply the right and wrong way !
IF you finance ANY vehicle... the law requires YOU to have full coverage on it so the lender gets his cut when you crash it!
The laws are simple and in place only due to idiots before us screwing over their lenders due to accidents.
Do what the law says and you will not have any troubles!
Good Luck !
: )
Reply:I would suggest a home equity loan, but the interest is NOT tax-deductible b/c it isn%26#039;t used to improve the home.
Reply:Shop around for insurance for better rate. Considering you may (I hope not) need insurance in case something happens to it, it may be a better choice to spend money on insurance than on personal loan interest.
Reply:Beware of CPA%26#039;s who give advice contradicting the tax code. If you take the home equity loan and your tax preparer assumes that your mortage interest reporting form (1098) is properly deduct able, and you volunteer no further info, it will be written off if you file a Schedule A. If you are audited, the write off WILL be disallowed.
What is the best way to finance a motorcycle without having to purchase full coverage insurance.?
If you have other collateral, use that instead of the motorcycle. Otherwise your either going to have to pay for the insurance (which is a sound financial decision) or pay the higher interest rate. It makes more sense to take the lower rate and pay for the insurance.
Good luck
Reply:$280 a month for insurance on a motorcycle????????No way!!!!!!!!!!! Your post is non-sense.
Reply:There is NO best way...there is simply the right and wrong way !
IF you finance ANY vehicle... the law requires YOU to have full coverage on it so the lender gets his cut when you crash it!
The laws are simple and in place only due to idiots before us screwing over their lenders due to accidents.
Do what the law says and you will not have any troubles!
Good Luck !
: )
Reply:I would suggest a home equity loan, but the interest is NOT tax-deductible b/c it isn%26#039;t used to improve the home.
Reply:Shop around for insurance for better rate. Considering you may (I hope not) need insurance in case something happens to it, it may be a better choice to spend money on insurance than on personal loan interest.
Reply:Beware of CPA%26#039;s who give advice contradicting the tax code. If you take the home equity loan and your tax preparer assumes that your mortage interest reporting form (1098) is properly deduct able, and you volunteer no further info, it will be written off if you file a Schedule A. If you are audited, the write off WILL be disallowed.
Is a degree majoring in finance and accounting to common?
I am at the end of my first year of uni majoring in finance and accounting. I plan on either working at a Big 4 firm or maybe investment banking.
Is this an appropriate course to keep these two career options open?
And this seems like a fairly common combination to have, what can I do to distinguish myself from other graduates? I thought I might try to do some ultra marathons, is this the kind of thing that looks good on a CV?
Is a degree majoring in finance and accounting to common?
Only if the ultra-marathon is in finance, otherwise it doesn%26#039;t count. If this is the field in which you wish to work, then this is the degree you need. Distinguish yourself by getting good grades and doing an internship at a firm so you have some real world experience.
Is this an appropriate course to keep these two career options open?
And this seems like a fairly common combination to have, what can I do to distinguish myself from other graduates? I thought I might try to do some ultra marathons, is this the kind of thing that looks good on a CV?
Is a degree majoring in finance and accounting to common?
Only if the ultra-marathon is in finance, otherwise it doesn%26#039;t count. If this is the field in which you wish to work, then this is the degree you need. Distinguish yourself by getting good grades and doing an internship at a firm so you have some real world experience.
What colleges offer a good finance program in NJ for getting your bachelors?
I want to earn a bachelors in finance. If I am not able to get into the Rutgers School of Business I would like to see other options. Thanks
What colleges offer a good finance program in NJ for getting your bachelors?
Visit Indiastudychannel educational website for top colleges list
http://www.indiastudychannel.com/college...
What colleges offer a good finance program in NJ for getting your bachelors?
Visit Indiastudychannel educational website for top colleges list
http://www.indiastudychannel.com/college...
What Kind of Job Can I Get With a Finance Degree?
I will be graduating in about 4 months with a degree in business finance, and a emphasis in management. I currently work for a currency exchange company in the compliance department. What kind of job can I expect to get and what kind of pay?
What Kind of Job Can I Get With a Finance Degree?
Get in-depth financial data, articles, email alerts and track / manage your personal portfolio on FT.com
Register FREE at FT.com
http://financenews.at/worldmap?CTY=3%26amp;CID...
What Kind of Job Can I Get With a Finance Degree?
Get in-depth financial data, articles, email alerts and track / manage your personal portfolio on FT.com
Register FREE at FT.com
http://financenews.at/worldmap?CTY=3%26amp;CID...
What opportunities are open for a finance Controller ?
Can a finance controller become a general manager ? To What extent is a finance controller involved in managment in general . Can he in future ,successfuly manage and own his own business taking in account that he is really skilled ?
What opportunities are open for a finance Controller ?
Hi, mate. This is a good reference around global finance. Download free magazine only from this url http://homeprofitsguide.tradepub.com/c/p...
Global Finance delivers the full story; corporate finance, joint ventures and M%26amp;A, country profiles, capital markets, investor relations, currencies, banking, risk management, custody, direct investment, money management and all the rest-specifically tailored for corporate readers around the world.
What opportunities are open for a finance Controller ?
Hi, mate. This is a good reference around global finance. Download free magazine only from this url http://homeprofitsguide.tradepub.com/c/p...
Global Finance delivers the full story; corporate finance, joint ventures and M%26amp;A, country profiles, capital markets, investor relations, currencies, banking, risk management, custody, direct investment, money management and all the rest-specifically tailored for corporate readers around the world.
How often do you get finance charges?
I have an account with Dell and so far there is about $3000 charges on it and I have a finance charge of about $170. Will I get charged about the same every month or every year?
How often do you get finance charges?
You will pay interest on the unpaid balance monthly. This is a way for Dell to maximize profits. Pay cash and you have the true cost to buy the computer.
If you save the money you now pay for payment and interest you could have paid cash and saved the interest thereby building your own wealth instead of Mike Dell%26#039;s wealth,
Reply:you have to pay finance charges every month on the unpaid charges. sounds like you have a really high intrest rate. call dell and see if you can get them to lower it. another choice is to put the 3000 bucks on another card with a lower balance.
think about this.
if you pay dell 180bucks a month... only 10 dollars is going to pay back what you owe. the other 170 goes into dell%26#039;s pocket
that sucks
How often do you get finance charges?
You will pay interest on the unpaid balance monthly. This is a way for Dell to maximize profits. Pay cash and you have the true cost to buy the computer.
If you save the money you now pay for payment and interest you could have paid cash and saved the interest thereby building your own wealth instead of Mike Dell%26#039;s wealth,
Reply:you have to pay finance charges every month on the unpaid charges. sounds like you have a really high intrest rate. call dell and see if you can get them to lower it. another choice is to put the 3000 bucks on another card with a lower balance.
think about this.
if you pay dell 180bucks a month... only 10 dollars is going to pay back what you owe. the other 170 goes into dell%26#039;s pocket
that sucks
What's the difference between Finance and Economics?
I have been in stock market for a little while now and have had some success by sticking to only a couple of investment strategies that have worked well for me. I am headed off to college to finally get my degree and follow my love of investing. The university offers degrees in both Economics and Finance. What are the chief differences between the two?
What%26#039;s the difference between Finance and Economics?
The first answer is illogical. I am a banker at goldman and my undergrad is in econ. Finance is more business direct. That covers a mix of accounting, business management, broadly on econ. Finance is more directed to those who want to become analysts, controllers and managers at companies. Econ majors are focused on running companies and wall street. Econ mixes investment with more politics. If you are leaning more towards an education in the market and investing, id recommend Econ and/or accounting. Econ is the market and accounting is the basis behind analyzing companies.
Reply:Finance primarily deals with how individual companies finance their operations. Through earnings, debt, equity and other elaborte methods.
Economics concerns how various poltical actions, taxes, spending, consumer sentiment, commodity prices and a whole hosts of other items impact economic activity and the creation or desctruction of wealth.
There%26#039;s probably a more accurate definition in any dictionary, but this should give you a good idea that I hope is clear and understandable.
Reply:Finance degree holders become investment bankers.
Economists study investment bankers.
Reply:Difference between fanance and Economics are eplained by Ex.
i.e
Economics is like all things need to grow of Tree
leafs(leaves) of tree are Grow of tree....
..simply is fanance is money and Economics is besic/fandametanle of state/contray
What%26#039;s the difference between Finance and Economics?
The first answer is illogical. I am a banker at goldman and my undergrad is in econ. Finance is more business direct. That covers a mix of accounting, business management, broadly on econ. Finance is more directed to those who want to become analysts, controllers and managers at companies. Econ majors are focused on running companies and wall street. Econ mixes investment with more politics. If you are leaning more towards an education in the market and investing, id recommend Econ and/or accounting. Econ is the market and accounting is the basis behind analyzing companies.
Reply:Finance primarily deals with how individual companies finance their operations. Through earnings, debt, equity and other elaborte methods.
Economics concerns how various poltical actions, taxes, spending, consumer sentiment, commodity prices and a whole hosts of other items impact economic activity and the creation or desctruction of wealth.
There%26#039;s probably a more accurate definition in any dictionary, but this should give you a good idea that I hope is clear and understandable.
Reply:Finance degree holders become investment bankers.
Economists study investment bankers.
Reply:Difference between fanance and Economics are eplained by Ex.
i.e
Economics is like all things need to grow of Tree
leafs(leaves) of tree are Grow of tree....
..simply is fanance is money and Economics is besic/fandametanle of state/contray
How do I get into finance while getting Engineering Bachelors?
Getting Bachelor%26#039;s in Aerospace. Am currently a sophomore. Would like to get an MBA after grad and go into finance. What can I get into this summer to benefit myself in future. Should or can I get internship in banking? OR am I best sticking with internship in Aero until after MBA? I want to help myself out the best that I can to get into the business field.
How do I get into finance while getting Engineering Bachelors?
First of all, I%26#039;d like to ask you, if you know you want to go into finance at the end of the day, when are you still pursuing your Engineering degree in Aerospace? Is it for your personal interest?
For now, I think you should consider taking as many finance/business courses are you can (maybe double major/minor in Business?). This will 1) help you figure out whether you REALLY like finance, and 2) increase your chances of getting a finance internship interview eventually (it%26#039;s rare that a company will consider interviewing an engineering major with no finance background).
A few comments about going into finance through getting an MBA... Why not do pursue finance now as an undergrad? MBA tuition is not cheap, plus top MBA schools (if you want to go to MBA school, you should go for the top ones) will only consider you if you have valuable work experience to share with your fellow classmates. It will be tough getting into a good MBA school straight after undergrad.
I hope this helps!
How do I get into finance while getting Engineering Bachelors?
First of all, I%26#039;d like to ask you, if you know you want to go into finance at the end of the day, when are you still pursuing your Engineering degree in Aerospace? Is it for your personal interest?
For now, I think you should consider taking as many finance/business courses are you can (maybe double major/minor in Business?). This will 1) help you figure out whether you REALLY like finance, and 2) increase your chances of getting a finance internship interview eventually (it%26#039;s rare that a company will consider interviewing an engineering major with no finance background).
A few comments about going into finance through getting an MBA... Why not do pursue finance now as an undergrad? MBA tuition is not cheap, plus top MBA schools (if you want to go to MBA school, you should go for the top ones) will only consider you if you have valuable work experience to share with your fellow classmates. It will be tough getting into a good MBA school straight after undergrad.
I hope this helps!
Are there any programs to finance debt into a new home purchase?
I am looking at a foreclosure in the Grand Rapids area. It has an appraised value of approx. $63,000. I will be purchasing it with an accepted bid of $35000. I have a $10,000 high interest auto loan I would really like to finance into the purchase at the time of purchase. I have heard I have to wait six months and then refinance, but are there any programs out there that I could use to take advantage of some of the immediate equity in the house?
Are there any programs to finance debt into a new home purchase?
Probably not at the closing on the first house. If it hasn%26#039;t been appraised recently, you need to wait to find out what the true appraised price is going to be. You might not have the equity you are thinking you have right now.
soapbox mode on: Don%26#039;t look at your equity as a piggy bank or an ATM that you can get cash from. Learn to live within your means. soapbox mode off:
Here is the reality. Take a 30 year loan for your $35000 house. Aggressively pay off your car loan with the cash flow that was freed up by buying such a cheap house over such a long term. When you are done with the car, do the same thing on the house. In ~8 years you could fully own your home!!
good luck!
Reply:If you are a first time borrower of a home equity loan it is imperative that you have a checklist of essential questions that you need to ask each and every lender. The answers to these questions will provide a valuable reference to base your comparisons on. What’s the interest rate? Knowing this is crucial. The interest rate will determine%26lt;!--the monthly payment you will need to make. You also need to know if the interest rate is of a fixed or adjustable nature. Fixed rate implies that the monthly payments will remain constant, while an adjustable rate implies that rates will fluctuate depending on market conditions.
http://best-loans.awardspace.com/homeloa...
In adjustable rate, when will rates change? If your interest rate on the home equity loan is of the adjustable variety, you need to know three things: when the rate is going to change (that is under what conditions), how frequently will the rate change and what’s the average--%26gt;percentage by which the adjustable rate will change. What is the Annual Percentage Rate or APR? The APR on the home equity loan will determine the yearly payment you will need to make towards this.The higher the payment in terms of points, the lower is the interest rate.
Reply:Hi,
I used %26quot;Credit Solution%26quot; to settle my debt and improve my credit score.They managed to reduce my debt up to 58%.It%26#039;s legitimate.I came across this company on NBC News special edition.Check it out here:
http://shortlinks.co.uk/4cl
ginkgo
Are there any programs to finance debt into a new home purchase?
Probably not at the closing on the first house. If it hasn%26#039;t been appraised recently, you need to wait to find out what the true appraised price is going to be. You might not have the equity you are thinking you have right now.
soapbox mode on: Don%26#039;t look at your equity as a piggy bank or an ATM that you can get cash from. Learn to live within your means. soapbox mode off:
Here is the reality. Take a 30 year loan for your $35000 house. Aggressively pay off your car loan with the cash flow that was freed up by buying such a cheap house over such a long term. When you are done with the car, do the same thing on the house. In ~8 years you could fully own your home!!
good luck!
Reply:If you are a first time borrower of a home equity loan it is imperative that you have a checklist of essential questions that you need to ask each and every lender. The answers to these questions will provide a valuable reference to base your comparisons on. What’s the interest rate? Knowing this is crucial. The interest rate will determine%26lt;!--the monthly payment you will need to make. You also need to know if the interest rate is of a fixed or adjustable nature. Fixed rate implies that the monthly payments will remain constant, while an adjustable rate implies that rates will fluctuate depending on market conditions.
http://best-loans.awardspace.com/homeloa...
In adjustable rate, when will rates change? If your interest rate on the home equity loan is of the adjustable variety, you need to know three things: when the rate is going to change (that is under what conditions), how frequently will the rate change and what’s the average--%26gt;percentage by which the adjustable rate will change. What is the Annual Percentage Rate or APR? The APR on the home equity loan will determine the yearly payment you will need to make towards this.The higher the payment in terms of points, the lower is the interest rate.
Reply:Hi,
I used %26quot;Credit Solution%26quot; to settle my debt and improve my credit score.They managed to reduce my debt up to 58%.It%26#039;s legitimate.I came across this company on NBC News special edition.Check it out here:
http://shortlinks.co.uk/4cl
ginkgo
What positions or experiences a finance student should pass through ?
what positions , fields or qualifications a finance student should pass through to be able to become a financial manager ? Or what%26#039;s needed also to become a financial analyst ?
What positions or experiences a finance student should pass through ?
start with brokerage firms. start at the bottom. they will give you good experience.
Reply:Get a job at a brokerage firm or investment company / adviser, and start at the bottom. While you gain experience, try to position yourself into an analyst role (you won%26#039;t get into this right away) and work towards your CFA.
What positions or experiences a finance student should pass through ?
start with brokerage firms. start at the bottom. they will give you good experience.
Reply:Get a job at a brokerage firm or investment company / adviser, and start at the bottom. While you gain experience, try to position yourself into an analyst role (you won%26#039;t get into this right away) and work towards your CFA.
Is a degree majoring in finance and accounting to common?
I am at the end of my first year of uni majoring in finance and accounting. I plan on either working at a Big 4 firm or maybe investment banking.
Is this an appropriate course to keep these two career options open?
And this seems like a fairly common combination to have, what can I do to distinguish myself from other graduates? I thought I might try to do some ultra marathons, is this the kind of thing that looks good on a CV?
Is a degree majoring in finance and accounting to common?
I think that you have to decide on one path or the other. I think that investment banking is a riskier profession, but the chance that you can get rich quick is greater, but you also will probably work longer hours in investment banking than accounting. Accounting is probably more stable, and also possibly not as exciting, but you probably won%26#039;t work as many hours as you would in investment banking. To be honest, although it is common to get a double major in Accounting and Finance, I don%26#039;t think it will do that much good when trying to get a job. In fact, it may make you appear indecisive. The key to getting a job is you have to be sure that you want a particular job, and you have to have a reason why that job seems appealing to you. Recruiters like that kind of stuff. In response to your question about distinguishing yourself, to be quite frank with you, I don%26#039;t think large firms want someone who stands out for a recent grad new hire. They want someone who fits the mold and is ready to put in the time necessary to get the job done.
In summary, I say, pick which career you want, get the degree that will get you the job and then once you land the job, perform well on the job. It%26#039;s a long-term thing I guess. By the way, the stuff you learn in school really doesn%26#039;t help all that much once you start working. You might use like 15% of what you learned in college. And learning something in a classroom is completely different from real-life application.
Reply:Firstly, why do you want to take the path of investment banking? The reason %26amp; purpose will sustain you throughout your career. That also gives you focus %26amp; commitment towards your career.
If you want to distinguish yourself from other graduates, ask yourself, what is different about you? What can you offer that others can%26#039;t? There%26#039;s no right or wrong answer. It all comes down to you.
What are creative ways to finance a small business?
Other than venture capitalists and banks, (and cahs of course), what are some creative ways to finance a small business?
What are creative ways to finance a small business?
Become public and get people to invest.
Reply:Win a small business startup contest
What are creative ways to finance a small business?
Become public and get people to invest.
Reply:Win a small business startup contest
Is there a way to finance a home with poor credit?
I%26#039;d like to buy a home with a large property, but I do have poor credit. It would be my first home. How can I overcome my poor credit past and finance the home of my dreams?
Is there a way to finance a home with poor credit?
think lease purchase.
I can help
luck to you
Reply:you can get information on this site http://realestatepropertynews.com/poor-c...
Reply:with poor credit, FHA is the way to go or if your a veteran you can do VA.
FHA is great because credit scores don%26#039;t matter only credit history with explanation on why you are/were delinquent.
pay those bills on time to improve your credit for the time being
Reply:Find a less expensive property, live there for 5 years and make sure you make every mortgage payment on time. Then see if you can get financed for the home of your dreams.
Reply:If the property is in California I would be able to help you.
Contact me at ttiraturyan@yahoo.com with property location, its value and your income.
Reply:There are some loan programs available that are NOT credit score driven. BUT, they do have credit requirements. The best advice, pay all bills on time for 24 consecutive months, no collections or late payments etc. and then look into a my community loan (area needs to be qualified and so will you) as well as FHA.
get a copy of your credit report NOW and correct any things incorrect and possibly settle any collection items that can be settled. This will stop the collection process. got to www.annualcreditreport.com
Hope this helps, Good Luck
Reply:Just recently guidelines have changed so much that buying a home is going back to traditional underwriting with fha loans, and/or money to put down and good credit 680 or higher. I agree with the first person, get your credit report now and start working on your tradelines to get your credit history well established. Do not close any accounts, keep payments current and open, try to open new accounts to establish new and good history. Good for you to start working on your credit before you find the home of your dreams. Work with a loan officer that can and is willing to work with you and your credit to get you on the right track. Good luck!
Is there a way to finance a home with poor credit?
think lease purchase.
I can help
luck to you
Reply:you can get information on this site http://realestatepropertynews.com/poor-c...
Reply:with poor credit, FHA is the way to go or if your a veteran you can do VA.
FHA is great because credit scores don%26#039;t matter only credit history with explanation on why you are/were delinquent.
pay those bills on time to improve your credit for the time being
Reply:Find a less expensive property, live there for 5 years and make sure you make every mortgage payment on time. Then see if you can get financed for the home of your dreams.
Reply:If the property is in California I would be able to help you.
Contact me at ttiraturyan@yahoo.com with property location, its value and your income.
Reply:There are some loan programs available that are NOT credit score driven. BUT, they do have credit requirements. The best advice, pay all bills on time for 24 consecutive months, no collections or late payments etc. and then look into a my community loan (area needs to be qualified and so will you) as well as FHA.
get a copy of your credit report NOW and correct any things incorrect and possibly settle any collection items that can be settled. This will stop the collection process. got to www.annualcreditreport.com
Hope this helps, Good Luck
Reply:Just recently guidelines have changed so much that buying a home is going back to traditional underwriting with fha loans, and/or money to put down and good credit 680 or higher. I agree with the first person, get your credit report now and start working on your tradelines to get your credit history well established. Do not close any accounts, keep payments current and open, try to open new accounts to establish new and good history. Good for you to start working on your credit before you find the home of your dreams. Work with a loan officer that can and is willing to work with you and your credit to get you on the right track. Good luck!
Anyone know the best way for me to finance my plan for global domination?
My friend and were discussing schemes to conquer the world and we found the planning stages to be quite burdensome. So much to take into consideration! Our ultimate goal is to obtain enough financing to build a weapon capable of deflecting an asteroid to put it on a collision course with the planet Earth. With this technology we could easily hold the entire planet hostage and enslave the entire human race. Any ideas how we could finance this? Thanks, everyone.
Anyone know the best way for me to finance my plan for global domination?
Sure, become president. it%26#039;s working for Bush
Reply:Open your eyes and face reality. The best way to you to finance your plan for global domination has already been answered. If you have to ask the question, apparently you%26#039;re not smart enough to realize what%26#039;s really in front of you.
Reply:Erm, ask your physcatrist that one bub.
Reply:A nickels weight of anthrax could kill 500 million. If you want to play chicken with global annhiliation, pick an easier method.
Reply:Sell knitted potholders on Ebay.
Reply:REAL ESTATE!!!
Ever wonder how Mr. Fantastic got the money to build that space ship? The Baxter Building. Every time Lex Luthor shows up in a Superman movie, his plan is real estate.
As with the above poster%26#039;s plan for getting loans and telling your creditors to eat it once you%26#039;ve got your asteroid, use your initial investment as collateral to buy a bigger piece of real estate. Then build up some equity and buy something bigger. Do this until you can fund your doomsday weapon, and then tell your creditors to eat it.
You should consider a better plan than the asteroid, however. A+ for showmanship, F for viability.
Reply:I say start a cult plenty of money plus drones to do your work.
Reply:Easy, get loans. Once you enslave the entire population, you won%26#039;t have to pay them back, because you would be supreme ruler. Good luck with your plan
Reply:Make a lot of nuclear bomb but not a normal one instead of nuclear focose use a gas who woud afeact all the rullers of the world and after they are poison they will listen only to you.
This type of bomb, better say virus is in use becouse the scientist develop a virus who atack only persons whit the specified -ADN .
sory for my english and instead developing a plan to conquer the world go and have some fun outside whit your friends and i answear to your question only becouse i heard of this ADN virus on TV.
Reply:make up a story about WEAPONS OF MASS DESTRUCTION, and then say you were lied to ...support Bush
Reply:Armadillo ranches. That should provide the financing you need.
Reply:Easy. Put ten million bucks on Lord Snowdon to win.
Reply:L. Ron Hubbard said it best. If you want to be a millionaire, start a religion. He did (Scientology) and died a millionaire. Start a religion and become fantastically rich.
Reply:DRUGS,it works for the world markets,drugs is a good way to make millions,then billions if you go global,then after your first 100 million,then go into arms sales,weapons are and will always be in demand,after drugs and weapons,human slavery,im thinking that as long as you dont get caught,and good planning,5 yrs.good luck,oh and if this works and you come to my house.........better hope you didnt sell me a gun............
Reply:old episodes of Ren and Stimpy should help
lily
Anyone know the best way for me to finance my plan for global domination?
Sure, become president. it%26#039;s working for Bush
Reply:Open your eyes and face reality. The best way to you to finance your plan for global domination has already been answered. If you have to ask the question, apparently you%26#039;re not smart enough to realize what%26#039;s really in front of you.
Reply:Erm, ask your physcatrist that one bub.
Reply:A nickels weight of anthrax could kill 500 million. If you want to play chicken with global annhiliation, pick an easier method.
Reply:Sell knitted potholders on Ebay.
Reply:REAL ESTATE!!!
Ever wonder how Mr. Fantastic got the money to build that space ship? The Baxter Building. Every time Lex Luthor shows up in a Superman movie, his plan is real estate.
As with the above poster%26#039;s plan for getting loans and telling your creditors to eat it once you%26#039;ve got your asteroid, use your initial investment as collateral to buy a bigger piece of real estate. Then build up some equity and buy something bigger. Do this until you can fund your doomsday weapon, and then tell your creditors to eat it.
You should consider a better plan than the asteroid, however. A+ for showmanship, F for viability.
Reply:I say start a cult plenty of money plus drones to do your work.
Reply:Easy, get loans. Once you enslave the entire population, you won%26#039;t have to pay them back, because you would be supreme ruler. Good luck with your plan
Reply:Make a lot of nuclear bomb but not a normal one instead of nuclear focose use a gas who woud afeact all the rullers of the world and after they are poison they will listen only to you.
This type of bomb, better say virus is in use becouse the scientist develop a virus who atack only persons whit the specified -ADN .
sory for my english and instead developing a plan to conquer the world go and have some fun outside whit your friends and i answear to your question only becouse i heard of this ADN virus on TV.
Reply:make up a story about WEAPONS OF MASS DESTRUCTION, and then say you were lied to ...support Bush
Reply:Armadillo ranches. That should provide the financing you need.
Reply:Easy. Put ten million bucks on Lord Snowdon to win.
Reply:L. Ron Hubbard said it best. If you want to be a millionaire, start a religion. He did (Scientology) and died a millionaire. Start a religion and become fantastically rich.
Reply:DRUGS,it works for the world markets,drugs is a good way to make millions,then billions if you go global,then after your first 100 million,then go into arms sales,weapons are and will always be in demand,after drugs and weapons,human slavery,im thinking that as long as you dont get caught,and good planning,5 yrs.good luck,oh and if this works and you come to my house.........better hope you didnt sell me a gun............
Reply:old episodes of Ren and Stimpy should help
lily
What subjects do I have to study to be good in the finance industry?
Im interested in pursuing a career in finance(most likely a financial planner) and I wanted to know what subjects do I have to master? I want to know them all so I can become an invaluable person in the business world.
What subjects do I have to study to be good in the finance industry?
math, marketing, finance(of course), economics, management, accounting, %26amp; statistics
Reply:Finance.
Reply:marketing
fianance
economics
political science
public relations
management
Reply:I believe nillathrilla pretty much said it. But something you can do to help you a lot is learn Excel, Quickbooks and any other program like them. SAP is used by most larger business and would be a big help in order to understand a little larger part of the picture. The more you work with these programs the better off you will be. I am a planer / controller and finding where that missing dollar went is an everyday thing.
What subjects do I have to study to be good in the finance industry?
math, marketing, finance(of course), economics, management, accounting, %26amp; statistics
Reply:Finance.
Reply:marketing
fianance
economics
political science
public relations
management
Reply:I believe nillathrilla pretty much said it. But something you can do to help you a lot is learn Excel, Quickbooks and any other program like them. SAP is used by most larger business and would be a big help in order to understand a little larger part of the picture. The more you work with these programs the better off you will be. I am a planer / controller and finding where that missing dollar went is an everyday thing.
How important is a credit check when trying to get a finance related position?
Im about to graduate with a B.S. in Finance from a respected university (Lehigh). My gpa is good, however, people have been telling me that my crappy credit report is going to prevent me from getting a job period. If that%26#039;s the case, what can I do? I%26#039;ve paid most of them off; but the fact is, at one point they were negative delinquencies.
How important is a credit check when trying to get a finance related position?
It varies from one company to another, but anything in the banking/finance industry will put more weight on it than many other positions.
My friend just got a job as a teller for a bank only to have it taken away after the credit check.
Continue getting rid of the old delinquencies and paying on time in the future. Establish a couple new accounts. And go online and dispute every paid collection/delinquencey-- you can usually get atleast a few removed even though they%26#039;re valid, because old creditors dont bother to respond.
Reply:at least semi important. you should be able to manage your finances before attempting to handle someone else%26#039;s.
Reply:Look at it this way, in most financial positions you have to handle money, sometimes large amounts of it.
Would you want to hire someone to handle your money if they could handle their own?
Reply:Your credit report will be pulled in almost every field today. But the only field where your report it really matters to the employer is finance.
How important is a credit check when trying to get a finance related position?
It varies from one company to another, but anything in the banking/finance industry will put more weight on it than many other positions.
My friend just got a job as a teller for a bank only to have it taken away after the credit check.
Continue getting rid of the old delinquencies and paying on time in the future. Establish a couple new accounts. And go online and dispute every paid collection/delinquencey-- you can usually get atleast a few removed even though they%26#039;re valid, because old creditors dont bother to respond.
Reply:at least semi important. you should be able to manage your finances before attempting to handle someone else%26#039;s.
Reply:Look at it this way, in most financial positions you have to handle money, sometimes large amounts of it.
Would you want to hire someone to handle your money if they could handle their own?
Reply:Your credit report will be pulled in almost every field today. But the only field where your report it really matters to the employer is finance.
Why Finance is not included in the support activities of the value chain?
The support activities of a value chain include
firm infrastructure
human resource
technology development
procurement
but finance is missing. Don%26#039;t you think that without finance, firms can%26#039;t make and deliver products?
Why Finance is not included in the support activities of the value chain?
Finance is left out because it is not part of the %26quot;value%26quot; chain. The value chain concentrates on the products and services that the business offers..
firm infrastructure
human resource
technology development
procurement
but finance is missing. Don%26#039;t you think that without finance, firms can%26#039;t make and deliver products?
Why Finance is not included in the support activities of the value chain?
Finance is left out because it is not part of the %26quot;value%26quot; chain. The value chain concentrates on the products and services that the business offers..
How can I get started working in finance?
I graduated last May with a behavioral science degree and will finish my MBA next year. I finally figured out what I want to do but my background and education isn%26#039;t in finance so I can%26#039;t find any jobs I am qualified for in this field. What are some places that would hire someone looking to start a career in finance? Or do you just have to get the CFP and series 7 and 63 first before anyone will hire you?
How can I get started working in finance?
The field of Financial Services does not require the four years of school or the MBA either. Check around, there aren%26#039;t many companies that would hire you but some are willing to take that responsibility of training you.
I know many guys in my office that have all sort of background and some don%26#039;t even have a college degree and now making multiple six figure income.
Now most of the large companies will make it look intimidating to you but don%26#039;t let them push you around. You need to have that confident.
If you were in my part of town, I would hire you with your back ground. Email me if you need more info: alex_dlending@yahoo.com
Good luck.
How can I get started working in finance?
The field of Financial Services does not require the four years of school or the MBA either. Check around, there aren%26#039;t many companies that would hire you but some are willing to take that responsibility of training you.
I know many guys in my office that have all sort of background and some don%26#039;t even have a college degree and now making multiple six figure income.
Now most of the large companies will make it look intimidating to you but don%26#039;t let them push you around. You need to have that confident.
If you were in my part of town, I would hire you with your back ground. Email me if you need more info: alex_dlending@yahoo.com
Good luck.
How does a finance company tell if a previous loan has been paid out?
My partner and I are going for a car loan (it will be a secured loan with security over the car). The finance person asked what payments and loans we have each month, I told them everything accurately but forgot a small personal loan which we have. When checking my your credit rating can they tell that we still have this loan. I have obtained a copy of my credit report but it doesn%26#039;t say anything about previous loans whether they have been finalised or not, can a finance company see this information? will it go against us?does a finance company see the same as what i see on my credit report or do they see more?
thanks
How does a finance company tell if a previous loan has been paid out?
I worked in banking and finance for 15 years and yes they can tell if you have a paid out loan %26amp; they can tell if you have other loans currently open. However, they can only tell this by pulling your credit report and the financial institution you have the loan with must be reporting your statistics to the credit bureau.
In this day and time I know of very few financial institutions that do not report to a credit bureau. The credit report you get as a consumer is not the same exact report a financial institution gets on you. The financial instittution will usually see more info. It should be close, but the credit bureau may not list out all your old closed accounts on reports requested by the customer since most people are only concerned about any open ones.
Chances are that forgetting your small loan will have little to no affect on your credit application. Most people forget something on their application, it is normal. The only way it would is if the loan amount still open drastically changes your monthly debt load and if it is severly past due now or has been in the past. From the sound of your question neither example applies to you so you should be ok.
Reply:What has probably happened is the lender that you have the small loan through does not report to the credit bureaus...some very small lenders don%26#039;t report at all. That is why it is not showing up on your credit report.
The other reason it may not show up is if the loan is new...if it is over three months old, then chances are, it will never show up on your credit report.
I would disclose it...technically, you can say nothing, but they can%26#039;t make a decision if you really can afford the car or not if you don%26#039;t disclose all of your debts. It%26#039;s in your best interests to disclose it.
Reply:your visit in this site
thanks
How does a finance company tell if a previous loan has been paid out?
I worked in banking and finance for 15 years and yes they can tell if you have a paid out loan %26amp; they can tell if you have other loans currently open. However, they can only tell this by pulling your credit report and the financial institution you have the loan with must be reporting your statistics to the credit bureau.
In this day and time I know of very few financial institutions that do not report to a credit bureau. The credit report you get as a consumer is not the same exact report a financial institution gets on you. The financial instittution will usually see more info. It should be close, but the credit bureau may not list out all your old closed accounts on reports requested by the customer since most people are only concerned about any open ones.
Chances are that forgetting your small loan will have little to no affect on your credit application. Most people forget something on their application, it is normal. The only way it would is if the loan amount still open drastically changes your monthly debt load and if it is severly past due now or has been in the past. From the sound of your question neither example applies to you so you should be ok.
Reply:What has probably happened is the lender that you have the small loan through does not report to the credit bureaus...some very small lenders don%26#039;t report at all. That is why it is not showing up on your credit report.
The other reason it may not show up is if the loan is new...if it is over three months old, then chances are, it will never show up on your credit report.
I would disclose it...technically, you can say nothing, but they can%26#039;t make a decision if you really can afford the car or not if you don%26#039;t disclose all of your debts. It%26#039;s in your best interests to disclose it.
Reply:your visit in this site
What entrepreneurship opportunities could I go into with a degree in Finance?
Ive been thinking about going into Financial planning but I would like to know some other jobs in finance that would be good.
What entrepreneurship opportunities could I go into with a degree in Finance?
Their are alot you should just do a google search on it and im sure youll find your answer.
Genealogy
What entrepreneurship opportunities could I go into with a degree in Finance?
Their are alot you should just do a google search on it and im sure youll find your answer.
Genealogy
How to delay finance charges on a credit card?
I have a discover card, and I had an 18 month period with no finance charges. My time is up and finance charges started this month. I was told by someone that if you call them and ask for an extended time with no finance charges they usually will because they don%26#039;t want you to transfer to another card. Has anyone ever done this? How do I go about it?
How to delay finance charges on a credit card?
A real biggie from Discover the Discover® More Card - Wildlife Collection, has great wildlife designs to bowl you over. Not only the designs, but the exiting 0% Intro APR* on Purchases and Balance Transfers for 12 months offer and * 5% Cashback Bonus on Get More purchases in popular categories that change four times a year like home, apparel and more*
coupled with Up to 1% Cashback Bonus on all other purchases automatically* makes the Discover® More Card - Wildlife Collection very very special. Apply online at: http://www.credit-card-gallery.com/Disco...
Reply:I tried it with a Citibank card, and it didn%26#039;t work. I ended up transferring the balance to a different card with 0%. Hope you have better luck with Discover. The funny thing was once I transferred the entire balance, Citibank sent me checks for a promotional 6 month transfer offer at 0.99%. They want to get you one way or another, and remember, you can only juggle for so long before you have to pay it back anyway.
Reply:http://creditcard.creditinspector.info has excellent info related to dealing with credit cards. Check it out!
How to delay finance charges on a credit card?
A real biggie from Discover the Discover® More Card - Wildlife Collection, has great wildlife designs to bowl you over. Not only the designs, but the exiting 0% Intro APR* on Purchases and Balance Transfers for 12 months offer and * 5% Cashback Bonus on Get More purchases in popular categories that change four times a year like home, apparel and more*
coupled with Up to 1% Cashback Bonus on all other purchases automatically* makes the Discover® More Card - Wildlife Collection very very special. Apply online at: http://www.credit-card-gallery.com/Disco...
Reply:I tried it with a Citibank card, and it didn%26#039;t work. I ended up transferring the balance to a different card with 0%. Hope you have better luck with Discover. The funny thing was once I transferred the entire balance, Citibank sent me checks for a promotional 6 month transfer offer at 0.99%. They want to get you one way or another, and remember, you can only juggle for so long before you have to pay it back anyway.
Reply:http://creditcard.creditinspector.info has excellent info related to dealing with credit cards. Check it out!
Can anyone suggest good ways to find a charity based finance job in Exeter?
I have 5 year experience as a finance officer- with a broad range of skills including payroll. I plan to move to Exter and my preference is to work in a charity/ethical company. If anyone can suggest charities, best places to look for ads, agencies etc I%26#039;d be very grateful.
Can anyone suggest good ways to find a charity based finance job in Exeter?
The Guardian on a Wednesday, new Start Magazine, Third Sector Magazine. Also several charity recruitment companies - Google %26#039;charity jobs%26#039;
Reply:Start one yourself :)
Reply:http://monster.co.uk/
Can anyone suggest good ways to find a charity based finance job in Exeter?
The Guardian on a Wednesday, new Start Magazine, Third Sector Magazine. Also several charity recruitment companies - Google %26#039;charity jobs%26#039;
Reply:Start one yourself :)
Reply:http://monster.co.uk/
Finance????
Sven Smorgasbord is 35 years old is presently experiencing the “good” life. As a result, he anticipates that he will increase his weight at a rate of 3 percent a year. At present he weighs 200 pounds. What will he weigh at age 60?
Finance????
The answer is 418.76 pounds.
Ok. This is a %26#039;fairly%26#039; simple growth question. The formula I%26#039;m using is for compound growth which I%26#039;m sure you%26#039;ve heard of, as you put this question in the right section. (Compound growth is used most in finance). This is how the formula looks:
FV = PV ( 1+i )^n
Where FV is future value (his future weight which is what you want). %26#039;i%26#039; is the growth rate. 3% growth means i will be 0.03. And n is the number of years he%26#039;ll grow over, which is 60-35 = 25 years old. For this question the formula could be worded as:
Weight, multiplied by ((1+percentage growth) to the power of number of years he%26#039;ll be growing).
= 200*(1.03^25)
The answer is 418.76 pounds.
To help you understand. If you%26#039;re growing by 3 percent a year. then next year you will be 1.03 multiplied by the weight you are now. This would be 200 * 1.03
His weight in two years would be 200 * 1.03 (the weight after the first year) which will then grow by 1.03, so the above bit needs to be multiplied by another 1.03. So in two years he%26#039;ll be 200*1.03*1.03 or 200*1.03^2. You%26#039;ll notice the power is simply the number of years he%26#039;s been growing. After three years would be 200*1.03^3.
So it ends up being 200* (1.03 to the power of 25)
Good luck with any other questions.
Finance????
The answer is 418.76 pounds.
Ok. This is a %26#039;fairly%26#039; simple growth question. The formula I%26#039;m using is for compound growth which I%26#039;m sure you%26#039;ve heard of, as you put this question in the right section. (Compound growth is used most in finance). This is how the formula looks:
FV = PV ( 1+i )^n
Where FV is future value (his future weight which is what you want). %26#039;i%26#039; is the growth rate. 3% growth means i will be 0.03. And n is the number of years he%26#039;ll grow over, which is 60-35 = 25 years old. For this question the formula could be worded as:
Weight, multiplied by ((1+percentage growth) to the power of number of years he%26#039;ll be growing).
= 200*(1.03^25)
The answer is 418.76 pounds.
To help you understand. If you%26#039;re growing by 3 percent a year. then next year you will be 1.03 multiplied by the weight you are now. This would be 200 * 1.03
His weight in two years would be 200 * 1.03 (the weight after the first year) which will then grow by 1.03, so the above bit needs to be multiplied by another 1.03. So in two years he%26#039;ll be 200*1.03*1.03 or 200*1.03^2. You%26#039;ll notice the power is simply the number of years he%26#039;s been growing. After three years would be 200*1.03^3.
So it ends up being 200* (1.03 to the power of 25)
Good luck with any other questions.
Are there any finance companies that will give me a start up business loan?
Does anyone know some finance companies other than banks that will help with a business start up loan for my retail store?
Are there any finance companies that will give me a start up business loan?
No lender will talk to you unless you provide them with a valid business plan. Go to http://www.sba.gov , http://www.score.org or http://www.bplan.com for sample business plans and instructions on how to write a business plan.
Then, go to http://www.score.org/ and in the upper left hand corner, enter your zip code. On the next screen, you will get information on the nearest SCORE chapter. Call them and arrange for a free meeting with a SCORE counselor to review your business plan and discuss various loan options available to you.
SCORE is a nonprofit association dedicated to entrepreneur education and the formation, growth and success of small business nationwide. SCORE is a resource partner with the U.S. Small Business Administration (SBA).
SCORE has 389 chapters in locations throughout the United States and its territories, with 10,500 volunteers nationwide. Both working and retired executives and business owners donate time and expertise as business counselors.
Reply:do you already have a license?
Are there any finance companies that will give me a start up business loan?
No lender will talk to you unless you provide them with a valid business plan. Go to http://www.sba.gov , http://www.score.org or http://www.bplan.com for sample business plans and instructions on how to write a business plan.
Then, go to http://www.score.org/ and in the upper left hand corner, enter your zip code. On the next screen, you will get information on the nearest SCORE chapter. Call them and arrange for a free meeting with a SCORE counselor to review your business plan and discuss various loan options available to you.
SCORE is a nonprofit association dedicated to entrepreneur education and the formation, growth and success of small business nationwide. SCORE is a resource partner with the U.S. Small Business Administration (SBA).
SCORE has 389 chapters in locations throughout the United States and its territories, with 10,500 volunteers nationwide. Both working and retired executives and business owners donate time and expertise as business counselors.
Reply:do you already have a license?
How can I finance my studies in the netherlands?
I have been accepted to a very good university in the Netherlands, which is one of the best in Europe.
However I can not finance my studies, what should I do in order to find a sponsor?
My major is international business management studies, that is really important for many companies, can I get help from those companies? IF so what should I do?
How can I finance my studies in the netherlands?
Ask their help for scholarship.....
And c wether u can work in the university...... this will really help u pay the fees
Reply:I posted a link here that should help you out. The IB-group in the Netherlands is a governmental agency that supplies students from some regions with grants, etc.
For books: in every city with a university there is a second hand book, or they have a copy of the course book in the library, which you can borrow for free.
If you still have too little money, try getting a job first, build your career, and let them pay for your masters degree after a a year or two..
However I can not finance my studies, what should I do in order to find a sponsor?
My major is international business management studies, that is really important for many companies, can I get help from those companies? IF so what should I do?
How can I finance my studies in the netherlands?
Ask their help for scholarship.....
And c wether u can work in the university...... this will really help u pay the fees
Reply:I posted a link here that should help you out. The IB-group in the Netherlands is a governmental agency that supplies students from some regions with grants, etc.
For books: in every city with a university there is a second hand book, or they have a copy of the course book in the library, which you can borrow for free.
If you still have too little money, try getting a job first, build your career, and let them pay for your masters degree after a a year or two..
What is the lowest legal rate a private party can finance a mortgage for?
My Dad wants to finance my home but doesn%26#039;t know what rate he can charge me.
What is the lowest legal rate a private party can finance a mortgage for?
uhhh, 0%. he could charge you negative interest or just buy you the house
Reply:If you dad is doing it 100% by himself, then he can charge you no interest. But if he wants to broker it through a third party lender, you might want to check out your local rates.
You can get free mortgage rate quotes from http://www.lionwoods.com
Just type in your zipcode, and then it lets you compare rates from up to four different lenders. Then you can find who offers the lowest rates in your area. Hope that helps. Good luck.
Reply:Lowest? He can charge you zero interest if he wants. Heck, he could charge a negative amount if you can figure out how to arrange that.
It%26#039;s his money, nobody cares what he does with it.
What is the lowest legal rate a private party can finance a mortgage for?
uhhh, 0%. he could charge you negative interest or just buy you the house
Reply:If you dad is doing it 100% by himself, then he can charge you no interest. But if he wants to broker it through a third party lender, you might want to check out your local rates.
You can get free mortgage rate quotes from http://www.lionwoods.com
Just type in your zipcode, and then it lets you compare rates from up to four different lenders. Then you can find who offers the lowest rates in your area. Hope that helps. Good luck.
Reply:Lowest? He can charge you zero interest if he wants. Heck, he could charge a negative amount if you can figure out how to arrange that.
It%26#039;s his money, nobody cares what he does with it.
How to break into investment banking/finance?
I have several years of work experience in market research and on the editorial/publishing side of a business think-tank. I%26#039;ve come to realize that I%26#039;m in a dead-end position and don%26#039;t see myself spending further decades in market research or in a business publishing role.
I%26#039;m able to network with many finance professionals among my acquaintances. I do have a business degree, but am not specialised in finance or accounting. Unfortunately, I%26#039;m probably too old to be considered for formal trainee programmes. Are there %26quot;softer%26quot; experienced hire positions within investment banks that someone with my background can realistically aim for in order to get his foot in the door? How do I pitch myself as a career-changer?
How to break into investment banking/finance?
try some shares
Reply:You should try the Chartered Insurance Institute website and you%26#039;ll find details of any qualifications you need and what type of job the qualifications will lead to.
www.cii.co.uk
Also, if you do go down this route i would recommend buying your study material from bpp.com instead of direct from the CII as the books are easier to learn from. Hope this helps!
Reply:i%26#039;s say - get some accounting knowledge and try and get a position in the reconciliations department..
from there, once you%26#039;re in you can work your way around
floral shops
I%26#039;m able to network with many finance professionals among my acquaintances. I do have a business degree, but am not specialised in finance or accounting. Unfortunately, I%26#039;m probably too old to be considered for formal trainee programmes. Are there %26quot;softer%26quot; experienced hire positions within investment banks that someone with my background can realistically aim for in order to get his foot in the door? How do I pitch myself as a career-changer?
How to break into investment banking/finance?
try some shares
Reply:You should try the Chartered Insurance Institute website and you%26#039;ll find details of any qualifications you need and what type of job the qualifications will lead to.
www.cii.co.uk
Also, if you do go down this route i would recommend buying your study material from bpp.com instead of direct from the CII as the books are easier to learn from. Hope this helps!
Reply:i%26#039;s say - get some accounting knowledge and try and get a position in the reconciliations department..
from there, once you%26#039;re in you can work your way around
floral shops
What are the Finance and investment columns you like and regularly follow?
Can you provide links to most popular personal finance and investment columnists ? Are all the articles which appear in newspapers like NY Times etc accessible through paid membership - are there any which are free on the net
What are the Finance and investment columns you like and regularly follow?
I read a lot of stuff on Yahoo Finance - they have some good articles and a bunch of %26quot;celebrity%26quot; writers like Suze Orman and David Bach. I also read M S N Money articles - same sort of thing - some articles good, some bad. I really like the website smartmoney.com - they have some good stuff, too.
Reply:The Big Picture from IBD is the best daily take on the market:
http://www.investors.com/
Reply:INVESTING:
Best free sources I utilize are Madmoney and Fastmoney on CNBC, and Kudlow %26amp; Co. if you have another hour. You can subscribe to CNBC Plus ($10/month) and watch them live on the net or in taped segments afterward. Those 2 hours during weekdays (unless you can dvr and skip commercials) should be all that you need, combined with Yahoo Finance (ie most active price/vol); and stock and fund screeners provided by Morningstar.com, and chart analysis on stockcharts.com. Obviously don%26#039;t react to all picks/recommendations, but when it%26#039;s compelling, and if you watch consistently you%26#039;ll know, then act, they are not always right, but they%26#039;re more right then wrong on the standouts.
Since I%26#039;m overseeing 7 figures I%26#039;m looking for more confirms so I also subscribe to:
Investors Business Daily (good independent view of markets/stocks); John Murphy%26#039;s interpretation of markets/sectors/stocks on stockcharts.com(mostly during turbulent times or significant changes in direction provides good perspective); and Dorseywright.com(great technical views/sector rotation/rating%26amp;ranking/queries...)
PERSONAL FINANCE:
Suzeorman.com is best I%26#039;ve seen and follow, don%26#039;t really need to go beyond her. If you can%26#039;t get to what you need from her website, search on topic with her name on yahoo ie Roth IRA Suze Orman; or search in yahoo answers, this is all free......
Once again, 7 figures causing me to look for additional confirmation, Jonathan Pond (usually via public television) for a fee will send you a questionaire of your total financial life and then will create a profile for you--called Smart Planner.
What are the Finance and investment columns you like and regularly follow?
I read a lot of stuff on Yahoo Finance - they have some good articles and a bunch of %26quot;celebrity%26quot; writers like Suze Orman and David Bach. I also read M S N Money articles - same sort of thing - some articles good, some bad. I really like the website smartmoney.com - they have some good stuff, too.
Reply:The Big Picture from IBD is the best daily take on the market:
http://www.investors.com/
Reply:INVESTING:
Best free sources I utilize are Madmoney and Fastmoney on CNBC, and Kudlow %26amp; Co. if you have another hour. You can subscribe to CNBC Plus ($10/month) and watch them live on the net or in taped segments afterward. Those 2 hours during weekdays (unless you can dvr and skip commercials) should be all that you need, combined with Yahoo Finance (ie most active price/vol); and stock and fund screeners provided by Morningstar.com, and chart analysis on stockcharts.com. Obviously don%26#039;t react to all picks/recommendations, but when it%26#039;s compelling, and if you watch consistently you%26#039;ll know, then act, they are not always right, but they%26#039;re more right then wrong on the standouts.
Since I%26#039;m overseeing 7 figures I%26#039;m looking for more confirms so I also subscribe to:
Investors Business Daily (good independent view of markets/stocks); John Murphy%26#039;s interpretation of markets/sectors/stocks on stockcharts.com(mostly during turbulent times or significant changes in direction provides good perspective); and Dorseywright.com(great technical views/sector rotation/rating%26amp;ranking/queries...)
PERSONAL FINANCE:
Suzeorman.com is best I%26#039;ve seen and follow, don%26#039;t really need to go beyond her. If you can%26#039;t get to what you need from her website, search on topic with her name on yahoo ie Roth IRA Suze Orman; or search in yahoo answers, this is all free......
Once again, 7 figures causing me to look for additional confirmation, Jonathan Pond (usually via public television) for a fee will send you a questionaire of your total financial life and then will create a profile for you--called Smart Planner.
How do you finance buying one home before you sell your existing home?
I want to buy another home, move, %26amp; then sell my old home. Are there ways to finance the new home using the equity of the old home to secure the loan?
How do you finance buying one home before you sell your existing home?
Bridge loan...Talk to your mortgage lender,im sure if you have equity in your home that you want to sell this will be the way to go..
Reply:An option to consider. Purchase the home you want on 100% financing. Sell your current home, pay off the piggyback loan. 100% financing typically works on an 80/20 split. 80% is some kind of conventional loan, the 20% piggyback is a Home Equity Line of Credit. Saves you the hassle of getting one later.
Reply:I don%26#039;t know the details but you can get a loan in this situation it%26#039;s called a bridge loan.
Reply:1. Use the equity from the first home as the downpayment for the new home.
2. Provide a rental agreement for the old home showing that it will not be burden on you.
Reply:Try mortgaging the first home and sell it with transfering the mortgage to the new owner
Reply:You can get a home equity loan on your primary home to put down on your new home. Of course you have to be able to qualify financially for both loans or show rental income on your original home to offset it.
How do you finance buying one home before you sell your existing home?
Bridge loan...Talk to your mortgage lender,im sure if you have equity in your home that you want to sell this will be the way to go..
Reply:An option to consider. Purchase the home you want on 100% financing. Sell your current home, pay off the piggyback loan. 100% financing typically works on an 80/20 split. 80% is some kind of conventional loan, the 20% piggyback is a Home Equity Line of Credit. Saves you the hassle of getting one later.
Reply:I don%26#039;t know the details but you can get a loan in this situation it%26#039;s called a bridge loan.
Reply:1. Use the equity from the first home as the downpayment for the new home.
2. Provide a rental agreement for the old home showing that it will not be burden on you.
Reply:Try mortgaging the first home and sell it with transfering the mortgage to the new owner
Reply:You can get a home equity loan on your primary home to put down on your new home. Of course you have to be able to qualify financially for both loans or show rental income on your original home to offset it.
What program to use for personal finance?
What programs or websites do your people used for any personal finance activities. I mean do you people used Quickbooks to track down your expenses? How do you budget. Any programs you think is great? I want to start tracking my expenses and budget better. Any other programs suggestions relating with personal finance is greatly appreciate.
What program to use for personal finance?
Make a 12 month file. With Jan.-Dec. Keep all of your receipts!!!!!!! And bills. Or money order receipts. Each time you buy something add it to your caculations for that month and keep it in the month you bought whatever in it. When taxes need to be filed you%26#039;ll have how much money you have spent in each month and the receipts. Some stuff can be deducted. Like cell phone bills and gifts to others and you have to have the receipts or money order receipts or checks to prove it.
Reply:I work at Intuit so I am biased, but Quicken works really well for me. I started using the product when I was in high school and have never stopped. We have an online version and a desktop version. The online version is only $2.99 a month. Both versions are great for expense tracking, budgeting, etc. http://quicken.intuit.com/
It doesn%26#039;t sound like QuickBooks is what you are looking for, that is an accounting software for businesses -- also by Intuit.
Good luck finding what works well for you!
Reply:I use MS Money and it is not that hot. It is simple to use but has some flaws, especially in different currencies. What can you expect? It is Microsoft. Anyway, for simple budgeting and conciliation processes, Money is an acceptable option. Money magazine recommends certain online services, i have not tried them but you can continue your research there.
What program to use for personal finance?
Make a 12 month file. With Jan.-Dec. Keep all of your receipts!!!!!!! And bills. Or money order receipts. Each time you buy something add it to your caculations for that month and keep it in the month you bought whatever in it. When taxes need to be filed you%26#039;ll have how much money you have spent in each month and the receipts. Some stuff can be deducted. Like cell phone bills and gifts to others and you have to have the receipts or money order receipts or checks to prove it.
Reply:I work at Intuit so I am biased, but Quicken works really well for me. I started using the product when I was in high school and have never stopped. We have an online version and a desktop version. The online version is only $2.99 a month. Both versions are great for expense tracking, budgeting, etc. http://quicken.intuit.com/
It doesn%26#039;t sound like QuickBooks is what you are looking for, that is an accounting software for businesses -- also by Intuit.
Good luck finding what works well for you!
Reply:I use MS Money and it is not that hot. It is simple to use but has some flaws, especially in different currencies. What can you expect? It is Microsoft. Anyway, for simple budgeting and conciliation processes, Money is an acceptable option. Money magazine recommends certain online services, i have not tried them but you can continue your research there.
How can I finance a used car with >100k miles on it?
I%26#039;m buying a car from a friend. It%26#039;s in great shape, though its got about 105k on it. Seems most lenders won%26#039;t finance the purchase of a car with that many miles. What are my alternatives?
How can I finance a used car with %26gt;100k miles on it?
Save your money and pay cash for it.
Reply:Cash
How can I finance a used car with %26gt;100k miles on it?
Save your money and pay cash for it.
Reply:Cash
How start a farm for pigs breeding and getting a finance?
I want to start my own pig farm breeding and breeding chickens, How can I get international finance from global companies. I need address and exmples of letters I can write to them asking financial assistance for my projects
How start a farm for pigs breeding and getting a finance?
You must be kidding
Better to start with your county extension service and learn the business before you start looking at international finance.
tanning
How start a farm for pigs breeding and getting a finance?
You must be kidding
Better to start with your county extension service and learn the business before you start looking at international finance.
tanning
What jobs are available for graduates with a bachelor's degree in finance?
Nearly eight years ago, I completed my bachelor%26#039;s degree in financial management, with honors. But I have, since then, never been able to find a job dealing with finance--or even business at all. Are there any jobs for finance majors? Are others out their having trouble using there finance degree?
What jobs are available for graduates with a bachelor%26#039;s degree in finance?
I have two suggestions:
1) Contact Robert Half through their website (www.roberthalf.com) or by telephone (1-800-474-4253) and request their 2008 Salary Guide for Accounting and Finance positions.
2) Talk with a professional that knows about careers in finance. You could talk with the Robert Half company, a career counselor at your school, or locate an career counselor that you will need to pay. These sources can tell you what is in demand and what you need to qualify for these positions. Also, keep in mind that your dream job may only be available to you after you work in other positions (gaining the necessary experience).
Learn from these resources and others (discussion boards, websites, membership organizations). Then create a short-term and long-term plan and work the plan. Finance is a very good field. It should not take 8 years to take your first step. However, it could take many more years, before you get your dream job. Be patient, but be persistent.
Reply:There may be a problem with the fact that you haven%26#039;t used your degree yet. But, I work at a %26#039;Financial Institution%26#039; and alot of our employees have some sort of degree in finance. You could work in alot of areas of a bank, brokerage firm, insurance firm, for some examples.
The first thing you can do to start is put up a resume with what it is that you would like to do (once you figure that out)- a good place to start is a Monster.com or CareerBuilder-
Reply:Hi, mate. This is a good reference around global finance. Download free magazine only from this url http://homeprofitsguide.tradepub.com/c/p...
Global Finance delivers the full story; corporate finance, joint ventures and M%26amp;A, country profiles, capital markets, investor relations, currencies, banking, risk management, custody, direct investment, money management and all the rest-specifically tailored for corporate readers around the world.
Reply:i%26#039;m in the same boat
there aren%26#039;t that many finance jobs available
I worked in retail, am currently looking for a new job, and only received interviews for retail and customer service positions
Reply:wal mart and mcdonalds are always hiring.
What jobs are available for graduates with a bachelor%26#039;s degree in finance?
I have two suggestions:
1) Contact Robert Half through their website (www.roberthalf.com) or by telephone (1-800-474-4253) and request their 2008 Salary Guide for Accounting and Finance positions.
2) Talk with a professional that knows about careers in finance. You could talk with the Robert Half company, a career counselor at your school, or locate an career counselor that you will need to pay. These sources can tell you what is in demand and what you need to qualify for these positions. Also, keep in mind that your dream job may only be available to you after you work in other positions (gaining the necessary experience).
Learn from these resources and others (discussion boards, websites, membership organizations). Then create a short-term and long-term plan and work the plan. Finance is a very good field. It should not take 8 years to take your first step. However, it could take many more years, before you get your dream job. Be patient, but be persistent.
Reply:There may be a problem with the fact that you haven%26#039;t used your degree yet. But, I work at a %26#039;Financial Institution%26#039; and alot of our employees have some sort of degree in finance. You could work in alot of areas of a bank, brokerage firm, insurance firm, for some examples.
The first thing you can do to start is put up a resume with what it is that you would like to do (once you figure that out)- a good place to start is a Monster.com or CareerBuilder-
Reply:Hi, mate. This is a good reference around global finance. Download free magazine only from this url http://homeprofitsguide.tradepub.com/c/p...
Global Finance delivers the full story; corporate finance, joint ventures and M%26amp;A, country profiles, capital markets, investor relations, currencies, banking, risk management, custody, direct investment, money management and all the rest-specifically tailored for corporate readers around the world.
Reply:i%26#039;m in the same boat
there aren%26#039;t that many finance jobs available
I worked in retail, am currently looking for a new job, and only received interviews for retail and customer service positions
Reply:wal mart and mcdonalds are always hiring.
What do finance charges of a credit card mean?
I am a college student, have no credit, and am looking for a nice solid reward card that gives cash back. I was looking at the AOL Visa Rewards card, but it has a minimum $1.00 finance fee, what does that mean?
Also, any other card recommendations?
Thanks.
What do finance charges of a credit card mean?
It means for instance if you have a balance of $50.00 with an APR at 12.99%. The interest you pay for that billing cycle is .53. If you paid off that entire balance by the due date, you%26#039;ll pay no interest.
However, if you decided to pay only $15 minimum, the remain will be approximately .32 in interest. Instead of charging you ..32 interest, credit card company will raise that to a minimum finance charge of $1.00. Which means anything less than $1.00 in finance charge during that billing period will raise to at least $1.00 whether your finance charge should be .30 or .80, the minimum will be $1.00
Some company charge the minimum finance charges is $1.50
Reply:I found interesting information about your answer Here:
credit cards:
http://all-debt-consolidation-loan.blogs...
Good Luck!
Reply:That%26#039;s the interest charge. I can%26#039;t believe you%26#039;re in college and couldn%26#039;t figure that out.
Reply:Discover® More Card
* 0%Intro APR* on Purchases and Balance Transfers for 12 months
* 5% Cashback Bonus� on Get More purchases in popular categories that change four times a year like home, apparel and more*
* Up to 1% Cashback Bonus on all other purchases automatically*
Apply online at: http://www.credit-card-gallery.com/Disco...
Also, any other card recommendations?
Thanks.
What do finance charges of a credit card mean?
It means for instance if you have a balance of $50.00 with an APR at 12.99%. The interest you pay for that billing cycle is .53. If you paid off that entire balance by the due date, you%26#039;ll pay no interest.
However, if you decided to pay only $15 minimum, the remain will be approximately .32 in interest. Instead of charging you ..32 interest, credit card company will raise that to a minimum finance charge of $1.00. Which means anything less than $1.00 in finance charge during that billing period will raise to at least $1.00 whether your finance charge should be .30 or .80, the minimum will be $1.00
Some company charge the minimum finance charges is $1.50
Reply:I found interesting information about your answer Here:
credit cards:
http://all-debt-consolidation-loan.blogs...
Good Luck!
Reply:That%26#039;s the interest charge. I can%26#039;t believe you%26#039;re in college and couldn%26#039;t figure that out.
Reply:Discover® More Card
* 0%Intro APR* on Purchases and Balance Transfers for 12 months
* 5% Cashback Bonus� on Get More purchases in popular categories that change four times a year like home, apparel and more*
* Up to 1% Cashback Bonus on all other purchases automatically*
Apply online at: http://www.credit-card-gallery.com/Disco...
How are finance companies regulated in the United States and by whom?
I also need to know if the Patriot Act applies to finance companies.
How are finance companies regulated in the United States and by whom?
The governing body for financial institutions in the US is the Securities and Exchange Commission (SEC). But hedge funds are not included.
Reply:!) Not very well
2) By the states
3) I don%26#039;t understand the question. I don%26#039;t see how it could apply since you do not store money there nor draw from it. How else would such info be useful to the Gestapo?
floral
How are finance companies regulated in the United States and by whom?
The governing body for financial institutions in the US is the Securities and Exchange Commission (SEC). But hedge funds are not included.
Reply:!) Not very well
2) By the states
3) I don%26#039;t understand the question. I don%26#039;t see how it could apply since you do not store money there nor draw from it. How else would such info be useful to the Gestapo?
floral
How many years can you finance undeveloped land for?
My husband and I are trying to move and want to buy land to buy a home. We have enough for $8000 down but need to finance about $19000. We want to buy it now so that we can build on it at a later date (in around 6 mos to a year). We don%26#039;t want anything with a balloon note or ARM. How long can we finance it for and at what %?
How many years can you finance undeveloped land for?
i think 10 years is the maximum, because it%26#039;s a very high risk to the bank.
Reply:Generally you can%26#039;t finance it at all, and you can%26#039;t get a construction loan unless you own the land (no mortgages) anyway. Land, especially something that inexpensive is usually a cash deal. I don%26#039;t think you will get a bank to loan on it unless you do a personal loan.
Reply:Bank of America has a nice lot loan program, it is pretty generous on what is considered a lot. I don%26#039;t think you can purchase a big chunk of acreage, but the program guidelines are fairly open on what is considered a lot. I%26#039;m working for memory (which can be suspect in my case) but the rate was around 8% and financed up to 5 years.
I am certain other financial institutions have bare land financing, so you may want to call around a bit.
Reply:Most banks won%26#039;t loan on land except as part of a construction loan. The owner will probably carry a contract at a pretty high interest rate 14 years at 9% would give you a payment of 1% per month or 190 per month.
Don%26#039;t use your down payment money for the land you will need that to get the construction loan even if you paid off the land, had the well put in and the septic tank and ran electric to the house site the bank would still demand a down payment to start building.
Be very careful to understand the whole building permit, floor plane, perktest and other things that are different about buying land to build on as well as the loan options. Electric available isn%26#039;t the same as electric on site it can still cost thousands to get it to the site.
How many years can you finance undeveloped land for?
i think 10 years is the maximum, because it%26#039;s a very high risk to the bank.
Reply:Generally you can%26#039;t finance it at all, and you can%26#039;t get a construction loan unless you own the land (no mortgages) anyway. Land, especially something that inexpensive is usually a cash deal. I don%26#039;t think you will get a bank to loan on it unless you do a personal loan.
Reply:Bank of America has a nice lot loan program, it is pretty generous on what is considered a lot. I don%26#039;t think you can purchase a big chunk of acreage, but the program guidelines are fairly open on what is considered a lot. I%26#039;m working for memory (which can be suspect in my case) but the rate was around 8% and financed up to 5 years.
I am certain other financial institutions have bare land financing, so you may want to call around a bit.
Reply:Most banks won%26#039;t loan on land except as part of a construction loan. The owner will probably carry a contract at a pretty high interest rate 14 years at 9% would give you a payment of 1% per month or 190 per month.
Don%26#039;t use your down payment money for the land you will need that to get the construction loan even if you paid off the land, had the well put in and the septic tank and ran electric to the house site the bank would still demand a down payment to start building.
Be very careful to understand the whole building permit, floor plane, perktest and other things that are different about buying land to build on as well as the loan options. Electric available isn%26#039;t the same as electric on site it can still cost thousands to get it to the site.
What happens if you buy a car with finance on it?
I bought a motorcycle from a shop and the HPI check has something on it about a 60-month lease. I telephoned the number for the associated finance company and they said it %26#039;looked like%26#039; there was still money owed but that they would need to contact someone else to find out. They said they would try and call me back yesterday to let me know but I%26#039;ve still heard nothing. I phoned the shop who sold me the bike and they seemed very helpful saying that it would be illegal for them to sell me the bike with finance on it and that if there are any problems to ring them back. Anyone know where I stand with this? I can%26#039;t afford to be paying off finance companies and things like that.
What happens if you buy a car with finance on it?
If there is outstanding finance and the original owner stops making the payments and the bike was bought privately, then the finance company can reposess it from you, so you lose everything.
However as thie was bought from a dealership then fear not, you%26#039;re covered.
Reply:In essence, the bike belongs to the finance company until they release it once they%26#039;ve been paid off. It makes no difference what name is on the registration document. If that%26#039;s the case, it%26#039;s not the keepers%26#039; property to sell.
I%26#039;d have done the HPI check BEFORE buying it and not gone ahead until I had proof in my hand that there was nothing owing on it. However, all you can do now is chase the finance company up to find out what actually is the situation.
If it turns out they still have an interest in it, go back to the dealer with that evidence in hand and demand that they either take the bike back and refund you or pay off the finance and supply proof that they have done so.
If they refuse, go straight to trading standards with your evidence that they%26#039;ve sold a bike that was not theirs to sell.
Hope it all works out.
Reply:I is illegal to sell something which still has finance on it.
The reason is the finance company own it until the last payment is made. The bike shop should have done the checks and the money paid to the finance not the seller. He only gets any amount over the debit. I think it%26#039;s lucky it was a shop rather than a private seller.
What happens if you buy a car with finance on it?
If there is outstanding finance and the original owner stops making the payments and the bike was bought privately, then the finance company can reposess it from you, so you lose everything.
However as thie was bought from a dealership then fear not, you%26#039;re covered.
Reply:In essence, the bike belongs to the finance company until they release it once they%26#039;ve been paid off. It makes no difference what name is on the registration document. If that%26#039;s the case, it%26#039;s not the keepers%26#039; property to sell.
I%26#039;d have done the HPI check BEFORE buying it and not gone ahead until I had proof in my hand that there was nothing owing on it. However, all you can do now is chase the finance company up to find out what actually is the situation.
If it turns out they still have an interest in it, go back to the dealer with that evidence in hand and demand that they either take the bike back and refund you or pay off the finance and supply proof that they have done so.
If they refuse, go straight to trading standards with your evidence that they%26#039;ve sold a bike that was not theirs to sell.
Hope it all works out.
Reply:I is illegal to sell something which still has finance on it.
The reason is the finance company own it until the last payment is made. The bike shop should have done the checks and the money paid to the finance not the seller. He only gets any amount over the debit. I think it%26#039;s lucky it was a shop rather than a private seller.
What is the best way to market to the finance industry?
I am working on a PR class project, please give valuable feedback to the best possible approaches to marketing to the finance industry, or how the financial company could market to the industry? It is such a small niche i am finding my ideas minimal. All thoughts are appreciated!
What is the best way to market to the finance industry?
There are several trade magazines for stock brokers. Those would be a good place to advertise.
What is the best way to market to the finance industry?
There are several trade magazines for stock brokers. Those would be a good place to advertise.
Can a finance company charge both a late fee and interest on that late fee?
If a car payment was late and a late charge was applied, can the finance company turn around and charge late fees on the interest in the form of daily interest?
Also how can that be applied to the principal?
Can a finance company charge both a late fee and interest on that late fee?
This is a good reference around global finance. Download free magazine only from this url http://homeprofitsguide.tradepub.com/c/p...
Global Finance delivers the full story; corporate finance, joint ventures and M%26amp;A, country profiles, capital markets, investor relations, currencies, banking, risk management, custody, direct investment, money management and all the rest-specifically tailored for corporate readers around the world.
purchase flowers
Also how can that be applied to the principal?
Can a finance company charge both a late fee and interest on that late fee?
This is a good reference around global finance. Download free magazine only from this url http://homeprofitsguide.tradepub.com/c/p...
Global Finance delivers the full story; corporate finance, joint ventures and M%26amp;A, country profiles, capital markets, investor relations, currencies, banking, risk management, custody, direct investment, money management and all the rest-specifically tailored for corporate readers around the world.
purchase flowers
What is the difference between a masters in finance and a mba?
know the ms in finance deals solely with finance. does the mba offer a more all around education in business including one%26#039;s specific specialization. what about course work? how do admissions standards differ between the two degrees. i%26#039;m contemplating a career in finance and i%26#039;m not for sure what is the best route.
What is the difference between a masters in finance and a mba?
Your guesses above are correct. It differs even more if you are talking about a MS in Quantitative finance. That is more of a math degree
Reply:MBA stands for Masters in Business Administration
Reply:Hi, i just emailed you a link to a website that you should definitely check out!
What is the difference between a masters in finance and a mba?
Your guesses above are correct. It differs even more if you are talking about a MS in Quantitative finance. That is more of a math degree
Reply:MBA stands for Masters in Business Administration
Reply:Hi, i just emailed you a link to a website that you should definitely check out!
What is a good SUNY College, which offers Finance major?
I’m currently in a State University of New York College. I’m planning to transfer out into another college. I need to figure out what college to go. My major is finances (Business). I do not want to graduate and have a Bachelor of Science degree in Finance; however I would like to have a Bachelor of Business Administration of Finance.
What is a good SUNY College, which offers Finance major?
It would be best to ask somebody who has been there and done that around SUNY - My son is going to George Washington University- I have been there and it is an excellent school, however it is in Washington DC. good luck..........
What is a good SUNY College, which offers Finance major?
It would be best to ask somebody who has been there and done that around SUNY - My son is going to George Washington University- I have been there and it is an excellent school, however it is in Washington DC. good luck..........
What's a career in finance that's easy to research and discuss?
I%26#039;m taking a basic finance class in college as a requirement and I have to give a 2 min powerpoint presentation on what I would do with a finance degree. Unfortunately, I have little interest in the subject matter so I%26#039;ll just have to make up something.
What career would be easy to research and talk about without containing too many complicated, confusing terms and technical jargon?
What%26#039;s a career in finance that%26#039;s easy to research and discuss?
Commercial Bankers (Commercial Loan Officers) -- Bankers perform financial analyses for their prospects and clients. They have to determine whether the risk they are taking in loaning the money to their clients will be properly compensated in terms of risk, %26quot;payback period,%26quot; Net Present Value, etc.
Securities Analyst/Trader -- When securities firms buy or sell other people%26#039;s debts, they must determine the Net Present Value (NPV), annuities, etc.
I know you%26#039;re not interested in Finance, but the point of Finance (in a nutshell) is to figure out how much you%26#039;re willing to pay NOW for a future return. Those two careers should be easy to research.
Good luck!
Reply:Auditor
Financial Analyst
What career would be easy to research and talk about without containing too many complicated, confusing terms and technical jargon?
What%26#039;s a career in finance that%26#039;s easy to research and discuss?
Commercial Bankers (Commercial Loan Officers) -- Bankers perform financial analyses for their prospects and clients. They have to determine whether the risk they are taking in loaning the money to their clients will be properly compensated in terms of risk, %26quot;payback period,%26quot; Net Present Value, etc.
Securities Analyst/Trader -- When securities firms buy or sell other people%26#039;s debts, they must determine the Net Present Value (NPV), annuities, etc.
I know you%26#039;re not interested in Finance, but the point of Finance (in a nutshell) is to figure out how much you%26#039;re willing to pay NOW for a future return. Those two careers should be easy to research.
Good luck!
Reply:Auditor
Financial Analyst
Would working at a payroll company help me find a job in finance in the future?
I do a little accounting and everything else for this payroll company. Will I have a better chance at landing a job compared to working as a teller? Or is being a teller better?
I%26#039;m planning on applying for a finance position in May after I receive my degree in finance.
Thanks!
Would working at a payroll company help me find a job in finance in the future?
I couldn%26#039;t hurt. Payroll is combined at quite a few companies with the financial/accounting department. Payroll is a little different than some accounting because you deal with the here and now, and the past, but not so much with forecasting. It would give you a good rounded background and every employer need to pay their people, so you can take it anywhere you go. Never hurts to learn more things.
Reply:Become a Stock Broker
I%26#039;m planning on applying for a finance position in May after I receive my degree in finance.
Thanks!
Would working at a payroll company help me find a job in finance in the future?
I couldn%26#039;t hurt. Payroll is combined at quite a few companies with the financial/accounting department. Payroll is a little different than some accounting because you deal with the here and now, and the past, but not so much with forecasting. It would give you a good rounded background and every employer need to pay their people, so you can take it anywhere you go. Never hurts to learn more things.
Reply:Become a Stock Broker
What is the different among studying administrative, Marketing and Finance?
I want to know what is the different among studying Administrative, Marketing and Finance?
Which one is more professional?
What is the different among studying administrative, Marketing and Finance?
i think Finance people make the most money
if you consider yourself a %26quot;people person%26quot;, look at Marketing
Administrative is the lowest paid...basically it%26#039;s just can you keep stuff organized...even tho it%26#039;s valued, it%26#039;s lowest paid
Which one is more professional?
What is the different among studying administrative, Marketing and Finance?
i think Finance people make the most money
if you consider yourself a %26quot;people person%26quot;, look at Marketing
Administrative is the lowest paid...basically it%26#039;s just can you keep stuff organized...even tho it%26#039;s valued, it%26#039;s lowest paid
What career can I find in Finance and in Latin American & Caribbean Studies?
I am currently senior with a 3.5 GPA. I have recently added on a second major in Latin American %26amp; Studies because I find the Latin American culture very fascinating. Plus, I have noticed that businesses in Brazil and Mexico are starting to grow. Alongside with my primary major is in finance, I wanted to know what type of job I can find that involves both studies. Also what are the avg starting salary for these jobs?
What career can I find in Finance and in Latin American %26amp; Caribbean Studies?
Research the banks on this web page below and see if there%26#039;s any you might want to work for.
Reply:This site has links to research career descriptions and education requirements. Look to the left side of the page.
Reply:CFA, starting salay more than US$ 100%26#039;000 equivalent if u are a CFA
What career can I find in Finance and in Latin American %26amp; Caribbean Studies?
Research the banks on this web page below and see if there%26#039;s any you might want to work for.
Reply:This site has links to research career descriptions and education requirements. Look to the left side of the page.
Reply:CFA, starting salay more than US$ 100%26#039;000 equivalent if u are a CFA
Is it better to finance a used car through a bank or through a dealer?
Which is the best way to finance a used car -- through a bank or through a dealer? Will you get a better interest rate going directly through a bank? Will the dealer give as good of a deal if he does not get a cut on the financing?
Is it better to finance a used car through a bank or through a dealer?
generally banks will give you a lower finance rate over dealers however, it will be slightly higher than a new car loan because its a used car.
http://Financeinformant.com
Reply:bank. lower interest rates, not vying for your money (well, not as bad as car dealers since the economy is being notoriously down)
Reply:Banks tend to offer lower interest rates, but sometimes dealerships will have special offers. Shop around for the best deal. The best rate will depend on where you go.
Here%26#039;s a link to help you with financing:
Reply:There%26#039;s no right or wrong answer to this question. The best thing you can do is shop around and weigh your options.
Generally speaking, if you can find financing from a source other than the dealership, be it a bank, credit union or consumer finance company, you%26#039;re likely to wind up with a better interest rate.
In the interest of disclosure, I happen to work for FirstAgain, an online consumer lender, and without hesitation I can say that our auto loan rates are far superior to what you%26#039;ll be offered at a dealership.
But the lowest interest rate doesn%26#039;t always translate into the best overall deal. Naturally, the dealership wants you to use the in-house financing option, so they may be inclined to sweeten the pot by offering to lower the sale price or include upgrades at no extra charge in exchange for your agreeing to finance through them. In that sense, you can potentially use financing as leverage to create a better overall deal for yourself.
So really it all depends. Like I said upfront, the best decision you can make is the decision to shop around and consider all available options. That%26#039;s the surest way to wind up with the loan that%26#039;s best for you.
Reply:Come in with your own financing. The dealer will use the fact that they%26#039;re financing against you. They won%26#039;t give you a %26quot;great%26quot; deal on the price of the car AND %26quot;great%26quot; financing terms.
Reply:Ask to see their rate sheet so you know you%26#039;re not getting held on. They get these sheets from the banks faxed to them every week or so.
Is it better to finance a used car through a bank or through a dealer?
generally banks will give you a lower finance rate over dealers however, it will be slightly higher than a new car loan because its a used car.
http://Financeinformant.com
Reply:bank. lower interest rates, not vying for your money (well, not as bad as car dealers since the economy is being notoriously down)
Reply:Banks tend to offer lower interest rates, but sometimes dealerships will have special offers. Shop around for the best deal. The best rate will depend on where you go.
Here%26#039;s a link to help you with financing:
Reply:There%26#039;s no right or wrong answer to this question. The best thing you can do is shop around and weigh your options.
Generally speaking, if you can find financing from a source other than the dealership, be it a bank, credit union or consumer finance company, you%26#039;re likely to wind up with a better interest rate.
In the interest of disclosure, I happen to work for FirstAgain, an online consumer lender, and without hesitation I can say that our auto loan rates are far superior to what you%26#039;ll be offered at a dealership.
But the lowest interest rate doesn%26#039;t always translate into the best overall deal. Naturally, the dealership wants you to use the in-house financing option, so they may be inclined to sweeten the pot by offering to lower the sale price or include upgrades at no extra charge in exchange for your agreeing to finance through them. In that sense, you can potentially use financing as leverage to create a better overall deal for yourself.
So really it all depends. Like I said upfront, the best decision you can make is the decision to shop around and consider all available options. That%26#039;s the surest way to wind up with the loan that%26#039;s best for you.
Reply:Come in with your own financing. The dealer will use the fact that they%26#039;re financing against you. They won%26#039;t give you a %26quot;great%26quot; deal on the price of the car AND %26quot;great%26quot; financing terms.
Reply:Ask to see their rate sheet so you know you%26#039;re not getting held on. They get these sheets from the banks faxed to them every week or so.
What is the easiest way consolidate debt and finance a home?
My credit score is not that good but I have a good paying job had to send family tons of money I live in a home now i rent with the buy option is there any company that will pay off my debts and finance my home that i have been living in for two years so that i can get out of debt is this possible.
What is the easiest way consolidate debt and finance a home?
It will depend on how much the home appraises for. You could possibly come out with extra money to pay off debts if the equity is there. If you are a member of a credit union, ask a loan officer.
Reply:There are lots of companies that can help. I recommend you visit www.totaldebtsolutionsllc.com and fill out the free evaluation form; it takes like 30 seconds. They can recommend some combination of debt settlement and refinance options quickly.
What is the easiest way consolidate debt and finance a home?
It will depend on how much the home appraises for. You could possibly come out with extra money to pay off debts if the equity is there. If you are a member of a credit union, ask a loan officer.
Reply:There are lots of companies that can help. I recommend you visit www.totaldebtsolutionsllc.com and fill out the free evaluation form; it takes like 30 seconds. They can recommend some combination of debt settlement and refinance options quickly.
Saturday, April 18, 2009
What kind of careers can be obtained from a bachelors degree in finance?
I looked into careers like financial analyst and loan officer. I also know you can get jobs in insurance. What I would like to know more about is if this is a good career path. I looked up information on the internet of course, but I would like to know from people who have experience in this field. After reading the information on loan officer it seems like a good and interesting career, but is it hard to land a job in that area? What other jobs can you get with a degree in finance? Are all jobs going to be competitive to get?
What kind of careers can be obtained from a bachelors degree in finance?
Only YOU KNOW what YOU are INTERESTED in. So if you love finance, you will have no problem studying and obtaining a job. Despite it being competitive because your passion will drive you forward in reaching your desired job. All career fields are competitive, that%26#039;s life, unless you wanna become a hippie in a nice community growing your own tomatoes. Sometimes life feels like I want to retire to a hippie community to me.
Reply:They will be competitive and you will need to find a way to distinguish yourself from the field. One possible idea might be doing a double major in finance and accounting. Both fields are closely related and it would give you a larger field for you when you graduate.
Another possible double major would be finance and math. It would help you with finance and make you probably a stronger candidate.
The jobs you can get are varied from banking, to insurance, and management. Really the career options are fairly limitless.
My advice is simply no worry about the jobs being competitive and do your best. The more you work at your schooling and finding ways to distinguish yourself from the rest of the applicants the better off you will be.
What kind of careers can be obtained from a bachelors degree in finance?
Only YOU KNOW what YOU are INTERESTED in. So if you love finance, you will have no problem studying and obtaining a job. Despite it being competitive because your passion will drive you forward in reaching your desired job. All career fields are competitive, that%26#039;s life, unless you wanna become a hippie in a nice community growing your own tomatoes. Sometimes life feels like I want to retire to a hippie community to me.
Reply:They will be competitive and you will need to find a way to distinguish yourself from the field. One possible idea might be doing a double major in finance and accounting. Both fields are closely related and it would give you a larger field for you when you graduate.
Another possible double major would be finance and math. It would help you with finance and make you probably a stronger candidate.
The jobs you can get are varied from banking, to insurance, and management. Really the career options are fairly limitless.
My advice is simply no worry about the jobs being competitive and do your best. The more you work at your schooling and finding ways to distinguish yourself from the rest of the applicants the better off you will be.
Can i sell my car with outstanding finance?
I bought a car on finance in feb 06 and need to get rid. It is financed thru black horse and i owe around £3k. Can i sell it to pay off the finance?
Can i sell my car with outstanding finance?
you can sell it even if it has finance on it if you can find someone stupid enough to buy it. no-one in their right mind would buy a car for £3000 without having it h.p.i checked and when it comes back with finance outstanding they%26#039;ll walk away for sure because they only have your word you%26#039;re going to pay the finance off, and if you dont they lose their car and their money and you get done for deception!
hope this helps!
Reply:you have to inform both buyer there stil outstanding finance, and the company that you got finance from,, as THEY are technically legal owners still,, you also are supposed to have buyer pay finance company any monies received direct...
Reply:Sure. Just call the company that owns the paper on the car and ask for a payoff amount and address! They%26#039;ll give you what you need, or be able to help you find the correct paperwork.
Reply:Yes if you pay of the amount outstanding on the car.
Reply:No I don%26#039;t think so.
Reply:First check with your legal adviser. Usually, you can sell off your car even you still owe the finance some money. But when you sell of your car you may not get the money first. The money will go to the finance company to settle the odd that you owe them, then the balance of the money will bank in to your bank account.
Reply:Yes you can, but it must be paid in full or your breaking the law, i have done this, but if you doubt me check with finance company, they may offer discount on paying up early
Reply:you can if you pay it off or if it was a personal loan you can sale it but if the loan was on the car then you cannot sale the car unless as i said you were to pay it off with the sale of the car
Reply:The finance company will give you a settlement price, ie to pay the car off. But I%26#039;m sure you cant sell it privately to find the money cos its not yours to sell.
Can i sell my car with outstanding finance?
you can sell it even if it has finance on it if you can find someone stupid enough to buy it. no-one in their right mind would buy a car for £3000 without having it h.p.i checked and when it comes back with finance outstanding they%26#039;ll walk away for sure because they only have your word you%26#039;re going to pay the finance off, and if you dont they lose their car and their money and you get done for deception!
hope this helps!
Reply:you have to inform both buyer there stil outstanding finance, and the company that you got finance from,, as THEY are technically legal owners still,, you also are supposed to have buyer pay finance company any monies received direct...
Reply:Sure. Just call the company that owns the paper on the car and ask for a payoff amount and address! They%26#039;ll give you what you need, or be able to help you find the correct paperwork.
Reply:Yes if you pay of the amount outstanding on the car.
Reply:No I don%26#039;t think so.
Reply:First check with your legal adviser. Usually, you can sell off your car even you still owe the finance some money. But when you sell of your car you may not get the money first. The money will go to the finance company to settle the odd that you owe them, then the balance of the money will bank in to your bank account.
Reply:Yes you can, but it must be paid in full or your breaking the law, i have done this, but if you doubt me check with finance company, they may offer discount on paying up early
Reply:you can if you pay it off or if it was a personal loan you can sale it but if the loan was on the car then you cannot sale the car unless as i said you were to pay it off with the sale of the car
Reply:The finance company will give you a settlement price, ie to pay the car off. But I%26#039;m sure you cant sell it privately to find the money cos its not yours to sell.
How can I use my website for earning finance?
I am looking after many handicaped families effected by recent asian diseastor (Earth Quack). I need additional finance to fullfill the requirememnt. I am ready to allow my website to be used for advertising and marketing.
How can I use my website for earning finance?
First of all, you should learn to spell correctly.
Reply:ask some experts in website businesses. you may get an idea
How can I use my website for earning finance?
First of all, you should learn to spell correctly.
Reply:ask some experts in website businesses. you may get an idea
What are some good jobs for a finance major?
I%26#039;m presuing a finance major and should be done with in the next 1 1/2 to 2 years. What are some jobs a finance major could be looking at? And how is the starting salaries for most finance majors?
What are some good jobs for a finance major?
Corporate and international financial management, personal financial planning and investment services. Brokerage firms, commercial and investment banks, insurance companies, and other financial intermediary companies.
If you would like to take a look at other jobs in finance, click on the website below and select the links. You can then run a search for the types of jobs available in finance:
http://ineedajob2248.blogspot.com/
lily
What are some good jobs for a finance major?
Corporate and international financial management, personal financial planning and investment services. Brokerage firms, commercial and investment banks, insurance companies, and other financial intermediary companies.
If you would like to take a look at other jobs in finance, click on the website below and select the links. You can then run a search for the types of jobs available in finance:
http://ineedajob2248.blogspot.com/
lily
How long after purchasing a home can one finance a car?
My husband and I desperately need a new vehicle, but we are in the middle of purchasing our first home. I need to know how long we have to wait before being able to finance a car. Thank you for your help!
How long after purchasing a home can one finance a car?
It is, of course, advisable to finish the transaction with the home first, and lenders love to see one year of payments made on time.
However, depending upon your income and credit rating, there may be no need to wait for any length of time after the closing of the house.
Credit ratings may be obtained free once a year from all three of the credit agencies—Equifax, TransUnion and Experian. You can request all three of them online at:
https://www.annualcreditreport.com
The person handling your mortgage loan probably already has them and you may request a copy. They also may have your credit score, which is a number indicating how good or bad of a risk you are for a loan. Ask your mortgage loan officer if she has that also. Otherwise, you may purchase your score from each of the agencies at:
Equifax - www.equifax.com
Experian - www.experian.com
TransUnion - www.transunion.com
Personally, I pay $9.49 a month through Costco to have continual access to my credit records online at any time, and also monitor for identity theft, as well as other services. It is well worth it for the peace of mind.
A banker will use a standardized formula for determining if you can qualify for a car loan. It used to be that all of your loan payments could not exceed 33% of your income. That percentage may have changed. Ask your banker what the formula is currently, and he can help you can figure out if an additional loan is within your salary.
Remember, banks are in business to make money on loans, so if your credit ratings and credit score are good, your banker should be able to tell you exactly how much you would qualify for with a car loan. Pre-qualifying also helps you to be able to shop within your means.
Additionally, credit unions are usually easier to get a loan from rather than from a bank.
Good Luck and Blessings!
Reply:wait until after you%26#039;re done with the house purchase - think more about a used car - you%26#039;ll have enough added costs with the house
How long after purchasing a home can one finance a car?
It is, of course, advisable to finish the transaction with the home first, and lenders love to see one year of payments made on time.
However, depending upon your income and credit rating, there may be no need to wait for any length of time after the closing of the house.
Credit ratings may be obtained free once a year from all three of the credit agencies—Equifax, TransUnion and Experian. You can request all three of them online at:
https://www.annualcreditreport.com
The person handling your mortgage loan probably already has them and you may request a copy. They also may have your credit score, which is a number indicating how good or bad of a risk you are for a loan. Ask your mortgage loan officer if she has that also. Otherwise, you may purchase your score from each of the agencies at:
Equifax - www.equifax.com
Experian - www.experian.com
TransUnion - www.transunion.com
Personally, I pay $9.49 a month through Costco to have continual access to my credit records online at any time, and also monitor for identity theft, as well as other services. It is well worth it for the peace of mind.
A banker will use a standardized formula for determining if you can qualify for a car loan. It used to be that all of your loan payments could not exceed 33% of your income. That percentage may have changed. Ask your banker what the formula is currently, and he can help you can figure out if an additional loan is within your salary.
Remember, banks are in business to make money on loans, so if your credit ratings and credit score are good, your banker should be able to tell you exactly how much you would qualify for with a car loan. Pre-qualifying also helps you to be able to shop within your means.
Additionally, credit unions are usually easier to get a loan from rather than from a bank.
Good Luck and Blessings!
Reply:wait until after you%26#039;re done with the house purchase - think more about a used car - you%26#039;ll have enough added costs with the house
How can i get loan with ease to finance a business in another country?
This business which is surely going to be a success is to be esterblished and operated in another country, how can i get loan from the United states to finance this business. Right now, i don%26#039;t have any money of mine that i can commit to this business. i would need about $5 million to start. I live in New Jersey,U.S
How can i get loan with ease to finance a business in another country?
This is a very curious question, I%26#039;m not sure if I understand it,
but I can tell you a few hints to consider:
First of all 5 million dollars is a considerable sum of money, and most lenders that I know of would want heavy collateral and
assurances of making sure their money would be paid back with interest.
You would have to show that you are permanently employed, you have at least 30% disposable income to be available, you would have to show the strengths or possibilites of your business venture, from top to bottom, they would have to know the politics of the country you intend to work out of, the exchange rate of the US dollar which changes daily. potential trouble spots that may
come about as a country might nationalize all its assets, and that
includes private business and property, and other confiscations.
The stability of the government in which you intend to do business in and with (you will have to pay their business taxes)
Your lender would ask you such questions as:
If I grant you the money how can you assure me you will repay it within an agreed upon contractual time limit?
Exactly what is the product or service you will be selling?
Have you done a marketing analysis to assure us there is a market for your product or service?
Do you intend to make or buy at wholesale levels?
Will there be inventories to maintain?
What about transportation if needed? USPS/UPS/FEDEX/DHL?
What modes of advertisement do you wish to use?
What do you intend to do to stay away from undercapitalization?
Once in business, what are the possibilities of going broke, or declaring bankruptcy?
Do you intend to use full information technology(IT) management
aids?
Cell phones, printers, MP3s, Ipods, PDAs, main frame computers, lap tops and desk top computers? FAX?
Software costs associated with all IT users, what would be your plan in that department?
See, the lender will require a master plan laid out clear and proper to be able to see what you got, and then decide accordingly.
If you fall short on any of this criteria, the lender migh become
skiddish, and turn down your request for financing.
But these items I have laid out cover the lion%26#039;s share of questions
you can expect to answer, when the lender comes to call.
Thats my message, good luck.
Donald H. Sites
sueanddon350@sbcglobal.net
Reply:esterblished?? Hmmm... Maybe it would help to learn how to spell. And to put together a business plan. And really be in the US. (Nobody says they%26#039;re from %26quot;New Jersey,US.%26quot; Nigerian scammers frequently make that mistake, though.)
Oh, yeah, and try posting in the right place.
How can i get loan with ease to finance a business in another country?
This is a very curious question, I%26#039;m not sure if I understand it,
but I can tell you a few hints to consider:
First of all 5 million dollars is a considerable sum of money, and most lenders that I know of would want heavy collateral and
assurances of making sure their money would be paid back with interest.
You would have to show that you are permanently employed, you have at least 30% disposable income to be available, you would have to show the strengths or possibilites of your business venture, from top to bottom, they would have to know the politics of the country you intend to work out of, the exchange rate of the US dollar which changes daily. potential trouble spots that may
come about as a country might nationalize all its assets, and that
includes private business and property, and other confiscations.
The stability of the government in which you intend to do business in and with (you will have to pay their business taxes)
Your lender would ask you such questions as:
If I grant you the money how can you assure me you will repay it within an agreed upon contractual time limit?
Exactly what is the product or service you will be selling?
Have you done a marketing analysis to assure us there is a market for your product or service?
Do you intend to make or buy at wholesale levels?
Will there be inventories to maintain?
What about transportation if needed? USPS/UPS/FEDEX/DHL?
What modes of advertisement do you wish to use?
What do you intend to do to stay away from undercapitalization?
Once in business, what are the possibilities of going broke, or declaring bankruptcy?
Do you intend to use full information technology(IT) management
aids?
Cell phones, printers, MP3s, Ipods, PDAs, main frame computers, lap tops and desk top computers? FAX?
Software costs associated with all IT users, what would be your plan in that department?
See, the lender will require a master plan laid out clear and proper to be able to see what you got, and then decide accordingly.
If you fall short on any of this criteria, the lender migh become
skiddish, and turn down your request for financing.
But these items I have laid out cover the lion%26#039;s share of questions
you can expect to answer, when the lender comes to call.
Thats my message, good luck.
Donald H. Sites
sueanddon350@sbcglobal.net
Reply:esterblished?? Hmmm... Maybe it would help to learn how to spell. And to put together a business plan. And really be in the US. (Nobody says they%26#039;re from %26quot;New Jersey,US.%26quot; Nigerian scammers frequently make that mistake, though.)
Oh, yeah, and try posting in the right place.
What are good books to learn about finance and economics?
I have no background in either finance, economics, or accounting, but I%26#039;d like to (1) get a better understanding of economic news, (2) know how to invest my money, and (3) understand the basic financial aspects of running a business.
What are some good books to read to quickly get a good grounding in these areas? Maybe some review books?
What are good books to learn about finance and economics?
lots of good resources. there is a series of books called %26quot;the Protable MBA%26quot; They have one on finance and accounting. It%26#039;s very good for gaining a basic understanding. There are also 3 intro to financing and accounting videos put out by %26quot;The Standard Dieviants.%26quot; The videos are NOT the %26quot;Personal Finance%26quot; ones. They are the ones that are for college students and they cover typical 1%26#039;st year accounting matters. Between those two resources you should get a good idea how the financial aspects of industry are run but you will not have enough knowledge to be ready to invest. To invest, which is not the same as trading, you%26#039;ll need to be able to interpret the meaning of the line items in financial statements. For example is a current ratio of 1.25 good or bad for a particular company. To know the answer you%26#039;ll need to understand the industry. You could read the Wall Street Journal to start gaining that ability. HBS publishing has some good books and a sreies of case studies that can help you overcome this last huddle. HBS stands for Harvard Business School. Don%26#039;t worry about the writing being too heavy. It%26#039;s not. They might be egg heads but they write in a way that%26#039;s easy to understand. Last book I%26#039;ll recomend is %26quot;Freakonomics.%26quot; It%26#039;s fun and it will give you a view of the use of the tools of the science of economics that%26#039;s not usually understood. Don%26#039;t read %26#039;Freakonomics%26#039; until you%26#039;ve read some of the other stuff or you might get a skewed view of the science. Good Luck!
Reply:%26quot;Basic Economics: A Common Sense Guide to the Economy, Third Edition (2007)%26quot;, by Thomas Sowell. Dr. Sowell is probably the most knowledgable level-headed Economist out there. Check out his extensive writings on Economics and other social issues.
Reply:Like he said, that book%26#039;s a bestseller, more info here
http://en.wikipedia.org/wiki/Rich_Dad,_P...
and also this
http://real-estate-investing.guidearticl...
Reply:rich dad poor dad
myspaces.com
What are some good books to read to quickly get a good grounding in these areas? Maybe some review books?
What are good books to learn about finance and economics?
lots of good resources. there is a series of books called %26quot;the Protable MBA%26quot; They have one on finance and accounting. It%26#039;s very good for gaining a basic understanding. There are also 3 intro to financing and accounting videos put out by %26quot;The Standard Dieviants.%26quot; The videos are NOT the %26quot;Personal Finance%26quot; ones. They are the ones that are for college students and they cover typical 1%26#039;st year accounting matters. Between those two resources you should get a good idea how the financial aspects of industry are run but you will not have enough knowledge to be ready to invest. To invest, which is not the same as trading, you%26#039;ll need to be able to interpret the meaning of the line items in financial statements. For example is a current ratio of 1.25 good or bad for a particular company. To know the answer you%26#039;ll need to understand the industry. You could read the Wall Street Journal to start gaining that ability. HBS publishing has some good books and a sreies of case studies that can help you overcome this last huddle. HBS stands for Harvard Business School. Don%26#039;t worry about the writing being too heavy. It%26#039;s not. They might be egg heads but they write in a way that%26#039;s easy to understand. Last book I%26#039;ll recomend is %26quot;Freakonomics.%26quot; It%26#039;s fun and it will give you a view of the use of the tools of the science of economics that%26#039;s not usually understood. Don%26#039;t read %26#039;Freakonomics%26#039; until you%26#039;ve read some of the other stuff or you might get a skewed view of the science. Good Luck!
Reply:%26quot;Basic Economics: A Common Sense Guide to the Economy, Third Edition (2007)%26quot;, by Thomas Sowell. Dr. Sowell is probably the most knowledgable level-headed Economist out there. Check out his extensive writings on Economics and other social issues.
Reply:Like he said, that book%26#039;s a bestseller, more info here
http://en.wikipedia.org/wiki/Rich_Dad,_P...
and also this
http://real-estate-investing.guidearticl...
Reply:rich dad poor dad
myspaces.com
How to prepare for a career in Finance and Accounting?
I%26#039;m only a freshmen in college right now and I%26#039;m double majoring in finance and accounting. I was wondering how I can better prepare myself for a career in that field. Should I read some books or try to get hands on experienced. I%26#039;m looking to be a CPA or an Investment/Financial Analyst so how do I prepare for that. Any information you guys can give will help. Thanks a lot in advance.
How to prepare for a career in Finance and Accounting?
Hands on experience is the best way to go. Here are some ideas:
*Try and get a part time job in the accounting department of a local business. This will help you build on your accounting knowledge.
*Join Beta Alpha Psi (accounting fraternity) or other accounting societies. It looks great on the resume and it is a good way to meet individuals that work in the Accounting Field because they usually come to the meetings and give presentations about their firms or different accounting topics
*Do an internship with a CPA firm. This is more of something to keep in mind in a year or two. But this is a great way to see if working in public accounting is what you want to do. Generally CPA firms hirer people to do internships the summer after their junior year.
I don%26#039;t know what school you go to but most accounting departments will hold recruiting events, such as %26quot;meet the firms%26quot; where CPA firms come to the school to meet students. So this is a great way for you to meet people at the different firms and determine which one is the right fit for you. These are generally geared towards Juniors and Seniors but it is never to early to go and start meeting contacts.
Hope this helps!
How to prepare for a career in Finance and Accounting?
Hands on experience is the best way to go. Here are some ideas:
*Try and get a part time job in the accounting department of a local business. This will help you build on your accounting knowledge.
*Join Beta Alpha Psi (accounting fraternity) or other accounting societies. It looks great on the resume and it is a good way to meet individuals that work in the Accounting Field because they usually come to the meetings and give presentations about their firms or different accounting topics
*Do an internship with a CPA firm. This is more of something to keep in mind in a year or two. But this is a great way to see if working in public accounting is what you want to do. Generally CPA firms hirer people to do internships the summer after their junior year.
I don%26#039;t know what school you go to but most accounting departments will hold recruiting events, such as %26quot;meet the firms%26quot; where CPA firms come to the school to meet students. So this is a great way for you to meet people at the different firms and determine which one is the right fit for you. These are generally geared towards Juniors and Seniors but it is never to early to go and start meeting contacts.
Hope this helps!
What are the three professional tests for people working in finance?
I remember my finance professor telling me about these three tests in finance you can take to improve your resume. They%26#039;re all very difficult and have to be taken a year apart.
I was thinking about taking the very first one to see if I could improve my resume.
What are the three professional tests for people working in finance?
CPA, CFP, Series 7
I was thinking about taking the very first one to see if I could improve my resume.
What are the three professional tests for people working in finance?
CPA, CFP, Series 7
What's the best way to finance a real estate investment loan?
I%26#039;m planning to %26quot;flip%26quot; a house in the midwest, but I%26#039;m not sure how to go about financing. I plan to purchase the house for $130k, spend $20k in repairs, and sell for $160k. I would need to finance the purchase and repairs.
1) I don%26#039;t know what type of loan to go with
2) I don%26#039;t know if it%26#039;s better to go to a bank, like National City, a financing company, like CitiFinancial, or a different type of company...
What%26#039;s the best way to finance a real estate investment loan?
You need to re-think your numbers a little. If you finance a $130K loan, the cost is going to be several thousand dollars. You are talking about a high risk loan so expect to pay a few points at closing also, if you can get a loan. Check with all of the above until you find a mortgage broker that you are comfortable working with. However, this property in particular may not be well suited for a rehab. If there is only a $10K spread on a $150K investment, I would be extremely careful. You need to consider ALL of the costs. How will you sell the property? What if it doesn%26#039;t sell right away? The loan service on a $130K loan will be $1,000 per month or more (depending on taxes and insurance). If you sell the house quickly, say 4 months to rehab and flip, that would be $4,000 of your projected $10K profit. What if it takes an additional 6 months to sell?
Best of luck to you.
Reply:If you can%26#039;t afford to pay cash for the investment, then don%26#039;t do it.
Also, if you don%26#039;t know what type of loan you might go with or type of bank to use, then you need to spend more time learning about finance.
Third, if all you are going to make is $10,000 it is more than likely the interest on the loan will be greater than that and you will end up losing money.
Reply:the best is go yo a financial consultant
Genealogy
1) I don%26#039;t know what type of loan to go with
2) I don%26#039;t know if it%26#039;s better to go to a bank, like National City, a financing company, like CitiFinancial, or a different type of company...
What%26#039;s the best way to finance a real estate investment loan?
You need to re-think your numbers a little. If you finance a $130K loan, the cost is going to be several thousand dollars. You are talking about a high risk loan so expect to pay a few points at closing also, if you can get a loan. Check with all of the above until you find a mortgage broker that you are comfortable working with. However, this property in particular may not be well suited for a rehab. If there is only a $10K spread on a $150K investment, I would be extremely careful. You need to consider ALL of the costs. How will you sell the property? What if it doesn%26#039;t sell right away? The loan service on a $130K loan will be $1,000 per month or more (depending on taxes and insurance). If you sell the house quickly, say 4 months to rehab and flip, that would be $4,000 of your projected $10K profit. What if it takes an additional 6 months to sell?
Best of luck to you.
Reply:If you can%26#039;t afford to pay cash for the investment, then don%26#039;t do it.
Also, if you don%26#039;t know what type of loan you might go with or type of bank to use, then you need to spend more time learning about finance.
Third, if all you are going to make is $10,000 it is more than likely the interest on the loan will be greater than that and you will end up losing money.
Reply:the best is go yo a financial consultant
Genealogy
What are the subjects needed to study finance accounting at university?
I just started college and i%26#039;m studying accounting, economics, mathematics and business studies. Is these the right subjects or should i study sociology instead of business studies. I need to know what subjects top universities ask for when a person wants to study finance accounting.
What are the subjects needed to study finance accounting at university?
1. I think your list is fine.
2. Add corporate finance when you have the prerequisites.
3. You should have a faculty advisor who you can ask questions like this of, rather than an anonymous group of people on Yahoo Answers.
Reply:You have chosen a good subjects just add more subject like international financial management, financial management and cost accounting.
You can start studying this subject home also so at the time of your university you can easily understand the basics of all the subjects.
best of luck from letsnurture.co.cc
Reply:Business Studies in Finance %26amp; Accounting can include (normally university do not provide so many courses):
1) Business Statistics
2) Financial Mathematics
3) Accounting Principles
4) Marketing Principles
5) Macroeconomics
6) Business Computing
7) Actuarial Science
8) Environmental Science
9) Qualitative Finance
10) Management Accounting
11) Cost Management
12) Options %26amp; Futures Trading
13) Financial Management
14) Tax Accounting
15) Audit %26amp; Assurance
16) Payroll Accounting
17) Financial Accounting
18) Environmental %26amp; Social Accounting
19) Forensic Accounting
20) Advanced Financial Accounting
21) Advanced Management Accounting
22) Advanced Tax or Tax Planning
23) Business Strategy
24) Microeconomics
25) Advanced Microeconomics
26) Advanced Macroeconomics
27) Company Law
28) Employment Law
29) Business Law
30) Computerised Accounting Systems
31) Insolvency %26amp; Reconstruction
32) Price Theory
33) Accounting Theory
34) Performance Management
35) Knowledge Management
36) Operations Management
37) Bank Management
38) Financial Planning
39) Investments Law
40) Investment Planning
41) Insurance Law
42) Business Communication
43) Asset Valuation
What is Finance Accounting? That is no such term.
Reply:Judging from the wording of your question you should actually be studing english.
What are the subjects needed to study finance accounting at university?
1. I think your list is fine.
2. Add corporate finance when you have the prerequisites.
3. You should have a faculty advisor who you can ask questions like this of, rather than an anonymous group of people on Yahoo Answers.
Reply:You have chosen a good subjects just add more subject like international financial management, financial management and cost accounting.
You can start studying this subject home also so at the time of your university you can easily understand the basics of all the subjects.
best of luck from letsnurture.co.cc
Reply:Business Studies in Finance %26amp; Accounting can include (normally university do not provide so many courses):
1) Business Statistics
2) Financial Mathematics
3) Accounting Principles
4) Marketing Principles
5) Macroeconomics
6) Business Computing
7) Actuarial Science
8) Environmental Science
9) Qualitative Finance
10) Management Accounting
11) Cost Management
12) Options %26amp; Futures Trading
13) Financial Management
14) Tax Accounting
15) Audit %26amp; Assurance
16) Payroll Accounting
17) Financial Accounting
18) Environmental %26amp; Social Accounting
19) Forensic Accounting
20) Advanced Financial Accounting
21) Advanced Management Accounting
22) Advanced Tax or Tax Planning
23) Business Strategy
24) Microeconomics
25) Advanced Microeconomics
26) Advanced Macroeconomics
27) Company Law
28) Employment Law
29) Business Law
30) Computerised Accounting Systems
31) Insolvency %26amp; Reconstruction
32) Price Theory
33) Accounting Theory
34) Performance Management
35) Knowledge Management
36) Operations Management
37) Bank Management
38) Financial Planning
39) Investments Law
40) Investment Planning
41) Insurance Law
42) Business Communication
43) Asset Valuation
What is Finance Accounting? That is no such term.
Reply:Judging from the wording of your question you should actually be studing english.
Is Finance in combination with international business a good field to be into?
What are the outlooks? Would you prefer finance over management, risk and insurance management, real estate, economics, and marketing?
Thanks!
Is Finance in combination with international business a good field to be into?
In this world, international issues are growing not shrinking. But, I would think about a school that has a degree in international finance if that%26#039;s what you want. The two top ways to the top are marketing and finance, in that order. If that%26#039;s your desire, then it sounds like you%26#039;re headed in a positive direction.
Thanks!
Is Finance in combination with international business a good field to be into?
In this world, international issues are growing not shrinking. But, I would think about a school that has a degree in international finance if that%26#039;s what you want. The two top ways to the top are marketing and finance, in that order. If that%26#039;s your desire, then it sounds like you%26#039;re headed in a positive direction.
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